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All Journal Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Ar-Ribh
Mu'min, Muh. Dian Nur Alim
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Religion Economics, Econometrics & Finance Education

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Analisis Strategi Bank Syariah Dalam Meningkatkan Market Share Ditengah Eksistensi Bank Konvensional Pada Era Digital Rukmanasari, Ita; Kurniadi, Kurniadi; Mu'min, Muh. Dian Nur Alim; Bulutoding, Lince; Muhlis, Syaiful
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 9 No. 02 (2024): JESPB Edisi Oktober 2024
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v9i02.1658

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana strategi yang dilakukan oleh bank syariah dalam meningkatkan market share ditengah eksistensi bank konvensional pada era digital saat ini. Penelitian dilakukan dengan mengkaji literatur terdahulu yang berisi tentang teori-teori yang relevan terhadap masalah–masalah penelitian. Adapun hasil penelitian menunjukkan bahwa ada beberapa strategi-strategi yang digunakan oleh Bank syariah yakni penerepan pelayanan prima dalam hal ini bank harus terus meningkatkan kepatuahn operasional bank terhadap prinsip syariah. Selanjutnya strategi penetrasi pasar (market penetration), yaitu sebuah strategi yang mengupayakan peningkatan penjualan dengan cara memperbaiki dan memodifikasi produk atau jasa yang ada saat ini, dan strategi pemasaran dan layanan digital karena dengan digital marketing, nasabah mampu menjangkau dan memperoleh seluruh informasi mengenai produk yang di tawarkan di mana pun dan kapan pun. Sehingga digital marketing mampu meningkatkan jumlah konsumen dan loyalitas nasabah begitupun dengan layanan digital dapat memudahkan nasabah dalam melakukan transaksi keuangan Dimana saja da kapan saja. Hal ini yang digunakan oleh bank syariah dalam menarik nasabah agar lebih eksis di era digital saat ini yang akan berdampak pada market share bank syariah itu sendiri.
The Relevance Of Economic Policy In Khulafal Rasyidin And Modern Era Kurniadi, Kurniadi; Mu'min, Muh. Dian Nur Alim; Amir, AM Nur Atma; Misbahuddin, Misbahuddin; Siradjuddin, Siradjuddin
Jurnal Ar-Ribh Vol 6, No 2 (2023): Oktober 2023
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v6i2.12816

Abstract

After the death of Rasulullah saw, the country's economic system, especially in economic matters, was taken over by the khulafaul Rashidun. There were four leading figures in this phase, namely Abu Bakar Assiddiq, Umar bin Khattab, Uthman bin Affan, and Ali bin Abi Talib. The caliphs carried out their government system based on the guidance of the Prophet Muhammad based on the Qur'an and Sunnah. The purpose of this study was to find out the policies among the caliphs in managing the country's economic problems, as well as the relevance of the economic system during the Khulafaul Rashidun era to modern times. This research is a "field research" using qualitative methods. The results of the study show that there are differences between the friends in implementing various economic policies both in terms of state revenues and the method of channeling or distributing state assets to solve economic problems. One of the influencing factors was the existence of new problems arising from the conditions, both in terms of revenue, regional and political, which were faced by each caliph in his government. Until the modern era, the Islamic economy continues to adapt to the conditions of the times so that the Islamic economy continues to exist in the future and become a compatible economic system.
The Relevance Of Economic Policy In Khulafal Rasyidin And Modern Era Kurniadi, Kurniadi; Mu'min, Muh. Dian Nur Alim; Amir, AM Nur Atma; Misbahuddin, Misbahuddin; Siradjuddin, Siradjuddin
Jurnal Ar-Ribh Vol. 6 No. 2 (2023): Oktober 2023
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v6i2.12816

Abstract

After the death of Rasulullah saw, the country's economic system, especially in economic matters, was taken over by the khulafaul Rashidun. There were four leading figures in this phase, namely Abu Bakar Assiddiq, Umar bin Khattab, Uthman bin Affan, and Ali bin Abi Talib. The caliphs carried out their government system based on the guidance of the Prophet Muhammad based on the Qur'an and Sunnah. The purpose of this study was to find out the policies among the caliphs in managing the country's economic problems, as well as the relevance of the economic system during the Khulafaul Rashidun era to modern times. This research is a "field research" using qualitative methods. The results of the study show that there are differences between the friends in implementing various economic policies both in terms of state revenues and the method of channeling or distributing state assets to solve economic problems. One of the influencing factors was the existence of new problems arising from the conditions, both in terms of revenue, regional and political, which were faced by each caliph in his government. Until the modern era, the Islamic economy continues to adapt to the conditions of the times so that the Islamic economy continues to exist in the future and become a compatible economic system.
Co-Authors Amir, AM Nur Atma Kurniadi Kurniadi, Kurniadi Lince Bulutoding Misbahuddin Misbahuddin Muhlis, Syaiful Rukmanasari, Ita Siradjuddin, Siradjuddin