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All Journal AHKAM : Jurnal Hukum Islam dan Humaniora Journal Of Legal Sustainability (JOLS)
Putri, Ramanitya Dewi
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Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Yuridis Penyelesaian Sengketa Konsumen Berdasarkan UU No 8 Tahun 1999 Rohmannudin, Rohmannudin; Hidayatullah, Iqbal; Winario, Mohd; Putri, Ramanitya Dewi
Journal of Legal Sustainability Vol. 1 No. 2 (2024): September 2024
Publisher : EL-EMIR Institute

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Abstract

This study aims to analyze the effectiveness of Law No. 8 of 1999 concerning Consumer Protection in resolving consumer disputes in Indonesia, and to identify the challenges faced in its implementation. This study uses a normative legal method with a statutory approach and case analysis. Data were obtained through a literature study covering primary, secondary, and tertiary legal materials, as well as an analysis of various consumer dispute cases that have been resolved through the Consumer Dispute Resolution Agency (BPSK) and the courts. The results of the study indicate that Law No. 8 of 1999 provides a clear legal framework for the protection of consumer rights. Dispute resolution through BPSK is more efficient than litigation, but there are still obstacles, such as low legal awareness among consumers and non-compliance of business actors with BPSK decisions. These challenges hinder the optimization of consumer protection. Although Law No. 8 of 1999 has functioned well in providing protection, corrective measures are needed, including increasing socialization, strengthening BPSK, and stricter law enforcement against violations. Thus, it is expected that consumer protection can be more effective and provide better justice.
Pemahaman Hukum Islam tentang Riba dalam Praktik Jual Beli: Studi Kasus Pedagang Pasar Tradisional Putri, Ramanitya Dewi; Winario, Mohd
Journal of Legal Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v2i1.185

Abstract

This study aims to analyze the understanding of traditional market traders regarding Islamic law on usury in buying and selling practices and to evaluate the extent to which sharia principles are applied in daily transactions. This study is important considering the rampant practices that contain elements of usury due to the lack of in-depth understanding of religion among small business actors. This study uses a qualitative approach with a case study method conducted on a number of traders in traditional markets. Data collection techniques include observation, in-depth interviews, and documentation. The results of the study indicate that most traders have a limited understanding of the concept of usury according to Islamic law. Some of them still carry out practices that have the potential to contain usury, such as the interest system in capital loans, due to economic needs and the lack of sharia financing alternatives. However, there are also traders who try to avoid usury by choosing a cash buying and selling system or profit-sharing cooperation. This study recommends the need for education and assistance from sharia financial institutions and religious figures so that traders can apply the principles of buying and selling in accordance with Islamic law more optimally.
Peran Etika dan Hukum Bisnis dalam Mendorong Keberlanjutan Usaha Mikro, Kecil, dan Menengah Putri, Ramanitya Dewi; Reza, Saru
Journal of Legal Sustainability Vol. 2 No. 4 (2025): Desember 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v2i4.454

Abstract

This study aims to analyze the role of business ethics and law in promoting the sustainability of Micro, Small, and Medium Enterprises (MSMEs). The sustainability of MSMEs is a crucial issue given their strategic role in the national economy, yet they still face various challenges, particularly the low level of ethical implementation and compliance with business law. The research method used was a qualitative approach with library research. Data were obtained from various secondary sources, including textbooks, national and international journal articles, official agency reports, and laws and regulations relevant to business ethics, business law, and MSMEs. The collected data were analyzed using descriptive-analytical content analysis. The results indicate that business ethics plays a crucial role in shaping business behavior with integrity, increasing consumer trust, and creating harmonious working relationships, thus positively contributing to the sustainability of MSMEs. Meanwhile, business law provides legal certainty and protection that support business stability and development. The synergy between business ethics and law has proven to be a key factor in realizing MSMEs that are competitive and economically, socially, and environmentally sustainable.
Perlindungan Hukum Penerapan Klausula Eksonerasi pada Perjanjian Investasi Perdagangan Kontrak Berjangka bagi Nasabah di PT Kontak Perkasa Future Pekanbaru berdasarkan UU No 8 Tahun 1999 tentang Perlindungan Konsumen Putri, Ramanitya Dewi; Fernando, Akel; Sehoni, Sehoni
AHKAM Vol 5 No 1 (2026): MARET
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v5i1.8917

Abstract

Exoneration clauses in standard-form contracts have long been a focus of scholarship in contract law and consumer protection, yet studies that specifically examine their implementation and the implications for legal protection of clients in futures investment trading agreements, particularly in the practices of futures brokerage firms, remain limited. This study aimed to analyze the implementation of exoneration clauses and the forms of legal protection afforded to clients under Law Number 8 of 1999 on Consumer Protection in futures investment trading agreements at PT Kontak Perkasa Futures Pekanbaru. A mixed normative–empirical approach with a descriptive–analytical design was employed, in which data were collected through analysis of investment agreement documents and case studies of client losses, and subsequently examined qualitatively by assessing the alignment between legal norms and investment contract practices. The findings show that futures investment trading agreements are drafted as standard-form contracts containing exoneration clauses, thereby placing clients in a weak bargaining position and encouraging acceptance of the agreements without adequate understanding of their legal consequences. These findings confirm the existence of limitations on the principle of freedom of contract within an inherently asymmetrical legal relationship and reinforce the urgency of legal protection for clients as consumers of futures investment services. The study concludes that strengthening consumer protection in futures investment trading agreements is essential and recommends that regulators and futures brokerage firms review the substance of standard-form contracts to ensure legal certainty and fairness for clients.
Co-Authors Fernando, Akel Hidayatullah, Iqbal Mohd. Winario Rohmannudin, Rohmannudin Saru Reza Sehoni, Sehoni