Putri, Ramanitya Dewi
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Analisis Yuridis Penyelesaian Sengketa Konsumen Berdasarkan UU No 8 Tahun 1999 Rohmannudin, Rohmannudin; Hidayatullah, Iqbal; Winario, Mohd; Putri, Ramanitya Dewi
Journal of Legal Sustainability Vol. 1 No. 2 (2024): September 2024
Publisher : EL-EMIR Institute

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Abstract

This study aims to analyze the effectiveness of Law No. 8 of 1999 concerning Consumer Protection in resolving consumer disputes in Indonesia, and to identify the challenges faced in its implementation. This study uses a normative legal method with a statutory approach and case analysis. Data were obtained through a literature study covering primary, secondary, and tertiary legal materials, as well as an analysis of various consumer dispute cases that have been resolved through the Consumer Dispute Resolution Agency (BPSK) and the courts. The results of the study indicate that Law No. 8 of 1999 provides a clear legal framework for the protection of consumer rights. Dispute resolution through BPSK is more efficient than litigation, but there are still obstacles, such as low legal awareness among consumers and non-compliance of business actors with BPSK decisions. These challenges hinder the optimization of consumer protection. Although Law No. 8 of 1999 has functioned well in providing protection, corrective measures are needed, including increasing socialization, strengthening BPSK, and stricter law enforcement against violations. Thus, it is expected that consumer protection can be more effective and provide better justice.
Pemahaman Hukum Islam tentang Riba dalam Praktik Jual Beli: Studi Kasus Pedagang Pasar Tradisional Putri, Ramanitya Dewi; Winario, Mohd
Journal of Legal Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v2i1.185

Abstract

This study aims to analyze the understanding of traditional market traders regarding Islamic law on usury in buying and selling practices and to evaluate the extent to which sharia principles are applied in daily transactions. This study is important considering the rampant practices that contain elements of usury due to the lack of in-depth understanding of religion among small business actors. This study uses a qualitative approach with a case study method conducted on a number of traders in traditional markets. Data collection techniques include observation, in-depth interviews, and documentation. The results of the study indicate that most traders have a limited understanding of the concept of usury according to Islamic law. Some of them still carry out practices that have the potential to contain usury, such as the interest system in capital loans, due to economic needs and the lack of sharia financing alternatives. However, there are also traders who try to avoid usury by choosing a cash buying and selling system or profit-sharing cooperation. This study recommends the need for education and assistance from sharia financial institutions and religious figures so that traders can apply the principles of buying and selling in accordance with Islamic law more optimally.