Article Per Year (5 Year)
p-Index From 2020 - 2025
0.751
P-Index
This Author published in this journals
All Journal General Multidisciplinary Research Journal Journal of Financial and Business Journal of Community Service and Empowerment
Cahyani, Binda Rahma
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Public Health Social Sciences

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Dhuafa Mart's Strategy in Popularizing the Concept of Sharia Buying and Selling Reza, Saru; Assyifa, Zubaidah; Sudirman, Wahyu Febri Ramadhan; Cahyani, Binda Rahma; Hermawanti, Sela
Journal of Community Service and Empowerment Vol. 1 No. 2 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jcse.v1i2.41

Abstract

This community service was carried out at Dhuafa Mart Air Tiris with the main target being consumers who shop there. This activity aims to improve consumer understanding of the concept of sharia-based buying and selling. The method used in this activity is an interactive discussion, where consumers are explained the principles of sharia buying and selling, followed by a question and answer session to deepen their understanding. The activity results show that consumers who participate in this program gain increased knowledge about transactions that follow Islamic sharia principles. Furthermore, the delivery of the material is expected to encourage consumers to implement sharia buying and selling practices in their daily economic activities. By implementing sharia principles in transactions, it is hoped that a fairer, more transparent trading environment will be created, and will provide benefits for consumers and the management of Dhuafa Mart.
Implementation of the Financial Inclusion Concept in the Zakat Payment System at BAZNAS Kampar Regency Hasda, Mifta; Reza, Saru; Arif, Muhammad; Cahyani, Binda Rahma
General Multidisciplinary Research Journal Vol. 2 No. 2 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/general.v2i2.47

Abstract

Introduction:This study explores the implementation of inclusive zakat payment systems at the National Zakat Agency (BAZNAS) in Kampar Regency. Inclusive zakat payment aims to provide broader and easier access for muzakki (zakat payers) in fulfilling their zakat obligations, both through direct and digital channels. This initiative supports financial inclusion by integrating zakat management into accessible and innovative financial services. Methods:The research employed a qualitative approach. Data were obtained through interviews with key informants, including BAZNAS leaders in Kampar Regency, as well as secondary data from relevant literature, reports, and official documents. data analysis using the Miles and Huberman 1994 approach. The analysis focused on understanding the implementation process, accessibility, and service quality of zakat payment mechanisms. Results:The findings indicate that zakat payment access in Kampar Regency is relatively easy and affordable. Muzakki can pay zakat directly at the BAZNAS office, through nearby UPZ (Zakat Units), or via digital platforms. BAZNAS offers various zakat products tailored to the needs of the payers. Additionally, the competence and service quality of amil (zakat officers) are crucial factors influencing effective implementation. The inclusive approach has also contributed to an increase in the total amount of zakat collected in the region. Conclusion and Suggestion: The implementation of inclusive zakat payments at BAZNAS Kampar has successfully expanded access and improved the efficiency of zakat collection. To sustain and enhance these outcomes, BAZNAS is encouraged to continuously develop digital payment innovations, strengthen amil training, and promote public awareness campaigns about the benefits of zakat inclusion.
Financial Performance Analysis of PT Senantias Makmur Cahyani, Binda Rahma; Sudirman, Wahyu Febri Ramadhan; Reza, Saru
Journal of Financial and Business Vol 1 No 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i1.17

Abstract

Financial ratio analysis is an important tool for evaluating a company's financial performance, identifying trends, and determining existing financial strengths and weaknesses. This study analyzes PT Senantiasa Makmur's financial ratios for 2022 and 2023, including liquidity, solvency and profitability ratios. The analysis results show an increase in the current ratio from 1.6 to 1.8, quick ratio from 1.0 to 1.2, and cash ratio from 0.4 to 0.5, which indicates an improvement in the company's liquidity. In addition, the decrease in Debt to Asset Ratio from 0.63 to 0.60 and Debt to Equity Ratio from 1.70 to 1.50 indicates that the company has reduced its dependence on debt, reducing financial risk. The increase in Return on Assets (ROA) from 0.08 to 0.09 and Return on Equity (ROE) from 0.21 to 0.22 shows that the company is more efficient in using assets and equity to generate profits. Overall, PT Senantiasa Makmur demonstrated significant improvements in financial performance, placing it in a stronger position for future growth and sustainability.
Two Sides: Development of Non-Bank Islamic Financial Institutions in Indonesia Cahyani, Binda Rahma; Arif, Muhammad; Sudirman, Wahyu Febri Ramadhan; Fithriyana, Rinda; Reza, Saru
Journal of Financial and Business Vol 1 No 2 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i2.29

Abstract

This study aims to identify challenges and opportunities in developing Non-Bank Islamic Financial Institutions (LKSNB) in Indonesia. With the increasing public interest in Sharia-based financial services, LKSNB has great potential to become an important pillar in supporting the growth of the sharia economy. The research method used is literature study and descriptive analysis, regarding secondary data from various reports of related institutions and academic literature. The results of the study indicate that the main challenges faced by LKSNB include low sharia financial literacy among the public, regulations that do not fully support the development of LKSNB, and limited human resources who have special competence in the field of sharia finance. On the other hand, great opportunities arise from the growth of the global sharia economy, government support through various policies, and increasing public awareness of the importance of a financial system based on sharia principles.
Co-Authors Hermawanti, Sela Mifta Hasda Muhammad Arif Rinda Fithriyana Saru Reza Wahyu Febri Ramadhan Sudirman Zubaidah Assyifa