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All Journal Public Policy : Jurnal Aplikasi Kebijakan Publik dan Bisnis
Malindir, Philipus Wijayanto
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Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science

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Understanding Adolescent Financial Behavior: The Role of Lifestyle, Self-Control, and Family Socioeconomic Status in E-Money Usage Ismail, R. Suryanti; Pattinama, Gwen L. L.; Malindir, Philipus Wijayanto
Public Policy Jurnal Aplikasi Kebijakan Publik dan Bisnis
Publisher : Lembaga Penelitian & Pengabdian Masyarakat (LPPM) STIA Said Perintah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51135/PublicPolicy.v6.i1.p155-172

Abstract

This study examines adolescent e-money usage behavior in Ambon, influenced by lifestyle, self-control, and family socioeconomic status. Data from surveys, interviews, and observations were analyzed using cluster and descriptive statistical analysis. Findings show that adolescents are grouped into three behavioral categories: Good, Fair, and Poor. Higher family socioeconomic status increases spending tendencies, while low self-control leads to impulsive transactions driven by promotions and peer influence. Additionally, the more money stored in e-money, the more frequently adolescents spend without financial consideration.
Co-Authors Ismail, R. Suryanti Pattinama, Gwen L. L.