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All Journal Fusion : Jurnal Pengabdian Kepada Masyarakat Hayak Bamara: Jurnal Pengabdian Masyarakat
Hairina
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Humanities Education Environmental Science Public Health Social Sciences Other

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Sosialisasi tentang Akad dan Produk di Perbankan Syariah Kepada Masyarakat Desa Tamaran Kecamatan Hinai Muhammad Arfan Harahap; Yaumul Khair Afif; Muhammad Sulaiman; Hairina; Rinda Septia Anggeraini
Fusion: Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 1 (2025): September
Publisher : peduli riset dan pengabdian masyarakat

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Abstract

Kegiatan sosialisasi perbankan syariah ini bertujuan untuk meningkatkan pemahaman masyarakat Desa Tamaran, Kecamatan Hinai, mengenai konsep dasar perbankan syariah, jenis akad yang digunakan, serta produk yang ditawarkan. Kurangnya literasi keuangan syariah menjadi tantangan utama dalam perkembangan perbankan syariah di Indonesia, sehingga diperlukan upaya edukasi yang efektif. Metode kegiatan yang digunakan meliputi penyuluhan, demonstrasi, pelatihan, diskusi, serta evaluasi untuk memastikan pemahaman peserta. Hasil kegiatan menunjukkan bahwa peserta mengalami peningkatan pemahaman signifikan mengenai prinsip dan mekanisme kerja perbankan syariah, dengan lebih dari 80% peserta mampu menjelaskan konsep dasar dan perbedaan utama antara perbankan syariah dan konvensional. Selain itu, masyarakat mulai menunjukkan minat untuk mempertimbangkan layanan perbankan syariah dalam aktivitas finansial mereka. Dengan pendekatan yang komunikatif dan mudah dipahami, kegiatan ini berhasil memberikan kontribusi positif dalam meningkatkan literasi keuangan syariah di Desa Tamaran. Ke depannya, diperlukan kegiatan serupa secara berkelanjutan untuk memperluas jangkauan edukasi dan meningkatkan inklusi keuangan syariah di masyarakat
Aktivasi BUMDes untuk Mendukung Upaya Mewujudkan Ketahanan Pangan Masyarakat di Desa Binuang Santang Kabupaten Balangan Azzahra, Nabila; Budhi, Setia; Putri, Adellia Adzkia S.; Isaeraini, Vita; Anisa, Maulidia Nur; Hairina; Oktaviani, Reny Nurlita; Ayu, Linggar Meifirla; Hadri; Rizqin, Dhafin Mazaya; Setyawan, Ahmad Fery
Hayak Bamara: Jurnal Pengabdian Masyarakat Vol. 3 No. 2 (2025)
Publisher : Prodi Sosiologi FISIP ULM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/hb.v3i2.704

Abstract

The community service program implemented in Binuang Santang Village, Halong District, Balangan Regency, South Kalimantan, aims to reactivate the Village-Owned Enterprise (BUMDes) which had previously failed to develop its business. The community service team provided the community with knowledge on how to manage BUMDes by collaborating with external parties to provide input on the importance of community support for the businesses to be run. BUMDes had previously experienced failure and significant losses. This failure was caused by a series of fatal factors, including a lack of strategic planning, weak market risk analysis, and the lack of readiness of the management to run the business professionally, which became an important background for exploring strategies to activate BUMDes as a means of economic empowerment based on local potential. The service team applied the live-in method, which is staying at the service location with the aim of building more interaction with the community of Binuang Santang Village. The service was carried out for 58 days, from July 17, 2025, to September 12, 2025. The expected outcomes of the program include not only increased production but also increased collective income and strengthened village independence. Support from the community is the driving force behind ensuring that BUMDes provides broad benefits. Through the clear allocation of PADes, it not only improves economic welfare but also increases the quality of human resources (HR) in the village. Thus, BUMDes solidifies its position as an ideal model for inclusive development and ensures that the jobs created are stable and sustainable. BUMDes is a tangible manifestation of the philosophy that the village economy must be managed independently and professionally. In overcoming market challenges, technical training is key to optimizing infrastructure investments and transforming Binuang Santang from a food-producing village into a village that determines welfare.
Co-Authors Anisa, Maulidia Nur Ayu, Linggar Meifirla Azzahra, Nabila Hadri Isaeraini, Vita MUHAMMAD ARFAN HARAHAP Muhammad Sulaiman Oktaviani, Reny Nurlita Putri, Adellia Adzkia S. Rinda Septia Anggeraini Rizqin, Dhafin Mazaya Setia Budhi Setyawan, Ahmad Fery Yaumul Khair Afif