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All Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam Islamic Law and Social Issues in Society Islamic Law and Social Issues in Society
M. Radiamoda, Anwar
Unknown Affiliation
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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The Need for Micro or Takaful in Islamic Insurance Partnerships in the Philippines M. Radiamoda, Anwar
IKONOMIKA Vol 10, No 1 (2025)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v10i1.26527

Abstract

The study evaluates the feasibility of implementing affordable micro-Takaful solutions that align with Islamic finance principles to improve financial security for vulnerable groups. Findings indicate significant demand for Micro/Takaful in the Philippines, particularly among Muslim and low-income communities who face cultural and financial barriers to accessing conventional insurance. Micro-Takaful offers a Shari'ah-compliant, cost-effective alternative that fosters financial protection and mutual support. By promoting shared responsibility, it provides ethical insurance that aligns with Islamic values and has the potential to enhance social welfare, financial inclusion, and sustainability. The research highlights the importance of partnerships between Islamic financial institutions, local communities, and government entities to expand Micro/Takaful, ultimately improving financial security for underserved populations. With a growing Muslim population, the Philippines stands to benefit from this ethical model to meet the insurance needs of low-income communities.
Sanctions and Legal Compliance in Marriage Registration: A Comparative Implementation of Islamic Family Law in Indonesia and Malaysia Fitra, Tasnim Rahman; Yusof, Noratinah Binti; M. Radiamoda, Anwar
Islamic Law and Social Issues in Society Vol. 1 No. 1 (2025): Islamic Law and Social Issues in Society
Publisher : Tuah Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64929/ilsiis.v1i1.10

Abstract

Unregistered marriages remain challenging in implementing Islamic family law in Indonesia and Malaysia. This article aims to comparatively analyze sanction systems and legal compliance levels in marriage registration in Indonesia and Malaysia based on Islamic family law perspectives, identify factors influencing the effectiveness of legal sanctions, and integrate the maqāṣid al-sharī'ah approach with legal compliance theory to provide a new theoretical framework for understanding marriage registration. Using a juridical-normative approach with comparative methodology, this article analyzes Law Number 16 of 2019 in Indonesia and Act 303 Islamic Family Law (Federal Territories) 1984 in Malaysia. The article concludes that there is a correlation between sanction amounts and public compliance levels, where stricter sanctions in Malaysia (fines of RM1,000 and imprisonment of up to six months) prove more effective than nominal sanctions in Indonesia (Rp7,500). Significant differences are also identified in law enforcement mechanisms and the accessibility of marriage registration systems. The maqāṣid al-sharī'ah approach to marriage registration, which emphasizes the protection of fundamental values in Islam, proves capable of bridging the gap between traditional Islamic law and modern administrative needs. This article implies the importance of reformulating marriage registration policies in Indonesia, including restructuring sanctions and strengthening technology-based registration systems.
Sanctions and Legal Compliance in Marriage Registration: A Comparative Implementation of Islamic Family Law in Indonesia and Malaysia Fitra, Tasnim Rahman; Yusof, Noratinah Binti; M. Radiamoda, Anwar
Islamic Law and Social Issues in Society Vol. 1 No. 1 (2025): Islamic Law and Social Issues in Society
Publisher : Tuah Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64929/ilsiis.v1i1.10

Abstract

Unregistered marriages remain challenging in implementing Islamic family law in Indonesia and Malaysia. This article aims to comparatively analyze sanction systems and legal compliance levels in marriage registration in Indonesia and Malaysia based on Islamic family law perspectives, identify factors influencing the effectiveness of legal sanctions, and integrate the maqāṣid al-sharī'ah approach with legal compliance theory to provide a new theoretical framework for understanding marriage registration. Using a juridical-normative approach with comparative methodology, this article analyzes Law Number 16 of 2019 in Indonesia and Act 303 Islamic Family Law (Federal Territories) 1984 in Malaysia. The article concludes that there is a correlation between sanction amounts and public compliance levels, where stricter sanctions in Malaysia (fines of RM1,000 and imprisonment of up to six months) prove more effective than nominal sanctions in Indonesia (Rp7,500). Significant differences are also identified in law enforcement mechanisms and the accessibility of marriage registration systems. The maqāṣid al-sharī'ah approach to marriage registration, which emphasizes the protection of fundamental values in Islam, proves capable of bridging the gap between traditional Islamic law and modern administrative needs. This article implies the importance of reformulating marriage registration policies in Indonesia, including restructuring sanctions and strengthening technology-based registration systems.
Co-Authors Tasnim Rahman Fitra Yusof, Noratinah Binti