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All Journal Journal International Inspire Education Technology (JIIET) Sharia Oikonomia Law Journal
Mansour, Nadine
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Assessing the Performance and Economic Impact of Islamic Finance in the Horn of Africa: A Comparative Study. Hariri, Rami; Mansour, Nadine
Sharia Oikonomia Law Journal Vol. 3 No. 2 (2025)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v3i2.1949

Abstract

Islamic finance has developed as an alternative to traditional financial systems, acquiring acceptance throughout the Horn of Africa due to its adherence to ethical and faith-based principles. The study assesses the effectiveness of Islamic finance in supporting economic growth, financial inclusion, and social development using a thorough analysis of financial data, economic indicators, and case studies. The study used a Simultaneous Equations Model (SEM) technique with panel data obtained from five Horn of Africa countries: Ethiopia, Somalia, Kenya, Sudan, and Djibouti from 2013 to 2022. The major findings demonstrate that Islamic finance has a positive and significant impact on economic growth, but a positive but insignificant impact on financial inclusion. This study suggests that governments in the sampled countries continue to strengthen the growth of Islamic financing in order to create greater developmental chances and gains, particularly through more inclusive economic growth. The regional government should provide concrete support for Islamic banking and finance operations through a strong institutional framework and long-term political backing.Islamic finance has enormous potential to foster long-term economic progress in the Horn of Africa. Targeted policy reforms and strategic investment decisions can help to unleash this potential, promoting growth, eradicating poverty, and achieving financial inclusion throughout the region.
Comparative Study of Synchronous VS Asynchronous Distance Learning Herdi, Herdi; Khalil, Ziad; Mansour, Nadine
Journal International Inspire Education Technology Vol. 4 No. 1 (2025)
Publisher : Sekolah Tinggi Agama Islam Al-Hikmah Pariangan Batusangkar, West Sumatra, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/jiiet.v4i1.795

Abstract

The evolution of distance learning has led to the widespread adoption of synchronous and asynchronous learning models, each offering unique advantages and challenges for students and educators. Synchronous learning provides real-time interaction, fostering immediate feedback and engagement, while asynchronous learning offers flexibility, enabling students to learn at their own pace. Understanding the effectiveness of these two models is essential for optimizing digital education strategies in higher education. This study aims to compare the impact of synchronous and asynchronous learning on student engagement, knowledge retention, and academic performance. A mixed-methods research design was employed, integrating quantitative analysis of student achievement data with qualitative insights from learner surveys and instructor interviews. Findings indicate that synchronous learning enhances real-time engagement and collaboration, whereas asynchronous learning promotes independent learning and accommodates diverse schedules. Statistical analysis reveals that both models contribute to academic success, but their effectiveness varies based on learner preferences, course design, and technological access. The study concludes that a blended approach, combining synchronous and asynchronous elements, may offer the most effective learning experience. Future research should explore long-term outcomes and best practices for integrating both models in diverse educational contexts.
Co-Authors Hariri, Rami Herdi Herdi Khalil, Ziad