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All Journal EKONOMIKA45 Sinov : Media Informasi Penelitian Kabupaten Semarang
Gugun Sodik
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Economics, Econometrics & Finance

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Problematika Pembiayaan Mudharabah di Perbankan Syariah Indonesia Gugun Sodik; Ahmad Hasan Ridwan
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 11 No. 1 (2023): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v11i1.2267

Abstract

The application of Islamic economic principles in Islamic banking, with Mudarabah financing as a key instrument, presents a financial model based on justice and sustainability. Nevertheless, Mudarabah financing faces a series of challenges that may hinder its potential. This paper investigates several issues, including the lack of understanding among the public and entrepreneurs, difficulties in determining profit-sharing ratios, business risks, unclear regulations, as well as ethical and social responsibility issues. Various solutions are proposed, such as enhancing understanding through education, drafting clear agreements, developing comprehensive regulations, involving the community in oversight, and emphasizing business ethics and social responsibility. By addressing these challenges, it is anticipated that Mudarabah financing can be optimized to support an inclusive and sustainable economy within the framework of Islamic banking.
Analisis Pengaruh LDR dan NPL Terhadap Profitabilitas pada Bank Perkreditan Rakyat (BPR) pada Tahun 2000-2022 Ida Jalilah Fitria; Gugun Sodik; Agus Maolana Hidayat; Eka Purwanda
Media Informasi Penelitian Kabupaten Semarang Vol. 5 No. 1 (2023): Juli : Media Informasi Penelitian Kabupaten Semarang
Publisher : Badan Perencanaan Pembangunan, Riset dan Inovasi Daerah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/sinov.v5i1.559

Abstract

During the pandemic, economic performance experienced a decline as business sector performance has not yet recovered due to the co-19 pandemic. Rural Banks (BPR) as one of the financial institutions needed to restore the economy, through strengthening small and medium business capital, have also experienced setbacks. During 2000-2022 the average ROE nationally from BPRs has decreased. The purpose of this research is to look at the description of LDR, NPL and ROE as well as examine the effect of LDR and NPL on ROE in BPR. This type of research is descriptive and associative. data obtained from Bank Indonesia on BPR financial reports. From these financial reports, the national average value for each variable is taken. The statistical method is multiple linear regression with the help of SPSS. The results of the study show that the average value of LDR and NPL at BPR banks is still at a reasonable level with a reasonable profitability. LDR and NPL respectively have a positive and negative effect on ROE. Efforts to improve BPR health can help improve the performance of the business sector in the post-pandemic period.
Pengaruh Lingkungan Kerja Dan Semangat Kerja Terhadap Kinerja Karyawan Dengan Kepuasan Kerja Sebagai Variabel Intervening Gugun Sodik
Media Informasi Penelitian Kabupaten Semarang Vol. 4 No. 2 (2022): Desember: Media Informasi Penelitian Kabupaten Semarang
Publisher : Badan Perencanaan Pembangunan, Riset dan Inovasi Daerah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/sinov.v4i2.658

Abstract

PT Perkebunan Nusantara IV or commonly abbreviated as PTPN IV is a State-Owned Enterprise (BUMN). The government restructured BUMN in the plantation subsector by merging businesses based on exploitation areas and streamlining the organizational structure starting with the step of merging management. This is supported by quality human resources. The object of research for employees of the PKS/PPIS PTPN IV Kebun Pabatu office is a company operating in the personnel sector which is tasked with carrying out a series of HR management activities on administrative related matters in order to regulate work relations between the company and its employees. For example, payroll, managing BPJS, managing pension funds, managing files for employees who are still working and those who are not working, and so on. The PKS/PPIS PTPN IV Kebun Pabatu office is open from 07.00-15.00. Human resources (HR) are one of the most important factors in a company and cannot even be separated from an organization, both institutions and companies. HR is also the key that determines the company's development. In essence, human resources are humans who are employed in an organization as movers, thinkers and planners to achieve a company's goals.
Co-Authors Agus Maolana Hidayat Eka Purwanda Eka Purwanda Ida Jalilah Fitria Ridwan, Ahmad Hasan