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All Journal IJIE IJOT IJEFSD IJHCS
R. Regin
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Automotive Engineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Materials Science & Nanotechnology Neuroscience

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Journal : IJEFSD

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Adoption Restraints in Mobile Banking with Reference to India Deepa Damodaran; R. Regin; S. Suman Rajest
International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 6 No. 1 (2024): International Journal on Economics, Finance and Sustainable Development (IJEFSD
Publisher : Research Parks Publishers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31149/ijefsd.v6i1.5172

Abstract

The number of people using mobile banking has been steadily growing over the past few years. Most of the time, this is the case in countries that are still developing or underdeveloped. It is proposed to investigate the comparative significance and distinctive influence of communication channels on customers' theories and attitudes regarding the adoption of mobile banking in India. This is despite the fact that the technology that provides services to the satisfaction of the user has not yet been investigated. "Perceived usefulness, perceived credibility, impact of communication channels, interpersonal networks, mass media, and social media" are the five primary variables that are incorporated into the study from a variety of perspectives. In the findings, it was discovered that the most important factors that influence the consumer's intention are the convenience of use and the cost. Banks ought to raise greater awareness and make it easier for customers to utilise themselves.
Audit Committee and the Overall Performance of Companies R. Regin; S. Suman Rajest; Shynu T; Steffi. R
International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 3 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD
Publisher : Research Parks Publishers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31149/ijefsd.v5i3.4078

Abstract

The impact of audit committees and boards of directors on company performance is investigated. primarily the number of members on the board and their ability to make decisions without outside influence, as well as the audit committee's composition, authority, expertise, and frequency of meetings. Although agency theory predicts that a more impartial board leads to greater results, this paper discusses resource dependency theory, which holds that non-independent directors can improve a company's performance. Accounting scandals and other worldwide corporate governance failures have had a significant impact on stakeholders and economies at all levels during the past few decades. But we couldn't find any correlation between audit committee qualities and financial outcomes in our analysis. The foregoing results provide light on the inner workings of corporate governance.
Developing Banking Sector Strategies Amid Economic Turmoil Steffi. R; S. Suman Rajest; R. Regin; Shynu T
International Journal on Economics, Finance and Sustainable Development (IJEFSD) Vol. 5 No. 4 (2023): International Journal on Economics, Finance and Sustainable Development (IJEFSD
Publisher : Research Parks Publishers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31149/ijefsd.v5i4.4283

Abstract

A shortage of bank liquidity precipitated the ongoing financial crisis that began in Large financial firms failed, and national governments stepped in to save banking systems and stock markets around the world. As the crisis escalated, it sent shockwaves throughout the global economy, causing a cascade of bank failures across Europe and a precipitous decline in the value of stocks and commodities. The purpose of this study is to analyse what led to the worldwide economic collapse. Recent scholarly work in the field of finance reveals that the enormous, unregulated credit default swaps market that emerged in the wake of the currency and banking crises was plagued by major mispricing difficulties due in large part to statistical models centred on optimistic expectations. This study examines the causes of and solutions to recent global financial crises, with a particular emphasis on how to strengthen the regulatory environment and reduce risk through recapitalization and emerging bank markets so as to avoid similar crises in the future.
Co-Authors Deepa Damodaran Rajest , S. Suman S. Silvia Priscila S. Suman Rajest Shynu T Steffi. R