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All Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Ihwan P. Syamsudin
Universitas Muhammadiyah Bima
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Strategi Pemasaran Ikan Bakar Lesehan Ina Badu Ditinjau Dari Etika Bisnis Islam: Studi Kasus Lesehan Ina Badu Desa Nanga Wera Kecamatan Wera Kabupaten Bima Inul Daratista; Ihwan P. Syamsudin; Muhammad Zia Ulhaq
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7637

Abstract

Based on the results of current observations made by researchers at Lesehan Ina Badu mantau beach Nanga Wera Village that the conditions of the past the number of customers who came were more than 50 people who came every day but the current condition that the number of customers who came was less than 20 people this is due to the large number of marketing and irregular besides that which is more important is caused by the cleanliness of the marketing place that is not well maintained, the customer's seat is less neat so that it does not provide comfort for customers, the price of fish is getting more expensive which is usually 45 / kg but the current condition the price has reached 50 / kg so this causes the trend of visitors coming to decrease every day that comes. So this study aims to determine the marketing strategy of grilled fish Lesehan Ina Badu in terms of Islamic business ethics (case study of Lesehan Ina Badu Nanga Wera Village, Wera District, Bima Regency). This research will be conducted in Nanga Wera Village, Wera District, Bima Regency, West Nusa Tenggara. This research uses Qualitative Research with a Descriptive Approach. Data Collection Techniques are Observation, Interview and Documentation. Data Analysis Techniques namely Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of this study, the marketing strategy applied by this business runs naturally and relies on a simple but deeply rooted approach.
Implementasi Praktik Jual Beli Buah Mangga Dengan Sistem Borongan Ditinjau dari Perspektif Islam: Studi Kasus Desa Mbawa Kecamatan Donggo Kabupaten Bima Hairul; Ihwan p. Syamsudin; Syarif Hidayatullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7651

Abstract

In Mbawa Village, Donggo Subdistrict, there is a phenomenon of the practice of buying and selling mangoes carried out by the community. The researcher suspects that this practice is very detrimental to the mango fruit seller and is not contrary to Islamic law. The practice of buying and selling mangoes is based on observation and has been carried out for a long time by the community in Mbawa Village. So this research aims to find out the Implementation of the practice of Buying and Selling Mango Fruit with a Borongan System Viewed from an Islamic Perspective (Case Study of Mbawa Village, Donggo District, Bima Regency). This research will be conducted in Mbawa Village, Donggo District, Bima Regency, West Nusa Tenggara. This research uses Qualitative Research with a Case Study Approach. Data Collection Techniques are Observation, Interview and Documentation. Data Analysis Techniques are Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the study, it can be concluded that the practice of buying and selling mango fruit with a wholesale system in Mbawa Village is a local custom that has long been practiced by the community. This system makes it easy for farmers to sell their crops without having to be directly involved in the distribution or sales process one by one. Buyers also benefit from being able to obtain large quantities of mangoes directly from the plantation. Agreements are usually made through direct observation and verbal price negotiations, without detailed calculations of quantity and quality.
Implementasi Pelatihan dan Pengembangan Terhadap Kinerja Karyawan di Bank Syariah Indonesia (BSI) KCP Bima Kartini Kota Bima Fina Julfiana; Ihwan p. Syamsudin; Ibrahim
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7697

Abstract

The implementation of training at BSI KCP Bima Kartini is still unstructured and has no systematic evaluation. Some employees who have attended the training stated that the material provided is still general and less focused on specific aspects of Islamic banking, such as muamalah contracts, sharia risk management, and sharia product operations. So this study aims to determine the Implementation of Training and Development on Employee Performance at Bank Syariah Indonesia KCP Bima Kartini, Bima City. This research will be conducted at Bank Syariah Indonesia KCP Bima Kartini, Bima City, West Nusa Tenggara. This research uses Qualitative Research with a Case Study Approach. Data Collection Techniques namely Observation, Interview and Documentation. Data Analysis Techniques namely Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the study it can be concluded that the implementation of training and development has a very significant role in improving employee performance at Bank Syariah Indonesia KCP Bima Kartini. Training provided regularly, both through face-to-face and online methods, is able to improve technical competence, understanding of sharia products, and quality of service to customers. Employees feel more prepared and confident in carrying out their duties after getting provisions that are in accordance with their work needs.
Persepsi Masyarakat Desa Parado Rato Terhadap Penggunaan Akad Musyarakah dalam Pertanian Putri Miftahul Jannah; Ihwan P. Syamsudin; Umar Sagaf
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7701

Abstract

This study aims to determine the perception of the Parado Rato Village Community towards the use of the Musyarakah Agreement in the Agricultural sector. The Musyarakah Agreement is a form of cooperation in Islamic Economics that allows two or more parties to participate in capital and share profits based on an agreement. Although this agreement has great potential to be applied in the Agricultural sector, the application of this concept in rural communities has not been widely studied, especially in the context of trust, understanding, and acceptance. The research method used is a Qualitative Approach with Data Collection Techniques through in-depth interviews, Observation, and Documentation. Respondents consisted of Farmers, Religious Figures, and Village Leaders in Parado Rato who have experience in Agricultural activities. The results of the study show that Community Perception of the Musyarakah Agreement is influenced by factors of Education, understanding of Islamic Economics, and experience in business work. Most respondents showed a Positive attitude towards the use of this Agreement because it is in accordance with the principles of justice and mutual cooperation. However, there are obstacles in the form of limited understanding of the Musyarakah Agreement mechanism which often hinders its optimal implementation. Based on the analysis of the data obtained, the conclusion is that although the Parado Rato Village Community has a positive perception of the use of the Musyarakah Agreement, further socialization and education are needed to improve understanding and application of this Agreement in the Agricultural sector.
Persepsi Masyarakat Tentang Perbankan Syariah: Studi Kasus pada Desa Mbawa Kecematan Donggo Kabupaten Bima Dede Gunawan; Ihwan p. Syamsudin; Jainuddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7734

Abstract

the lack of public knowledge about Islamic banks so that many experience misperceptions in the sharia values that exist in these Islamic banks.... So this research aims to find out the Public Perception of Islamic Banking (Case Study in Mbawa Village, Donggo District, Bima Regency). This research will be conducted in Mbawa Village, Donggo District, Bima Regency, West Nusa Tenggara. This research uses Qualitative Research with a Case Study Approach. Data Collection Techniques are Observation, Interview and Documentation. Data Analysis Techniques are Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the study, it can be concluded that this research shows that the perception of the Mbawa Village community towards Islamic banking is still at the initial stage of understanding, where most people have a positive view of the existence of Islamic banks, although they do not fully understand the underlying principles. Basic concepts such as the prohibition of usury, the profit-sharing system, and contracts in financial transactions have not been fully understood in depth.
Co-Authors Dede Gunawan Fina Julfiana Hairul Ibrahim Ibrahim Inul Daratista Jainuddin Muhammad Zia Ulhaq Putri Miftahul Jannah Syarif Hidayatullah Umar Sagaf