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Efektivitas klinik literasi ekonomi terhadap peningkatan literasi keuangan dan kesiapan digital UMKM: studi kasus Kota Tangerang Selatan Hasta Dwi Pradana; Chandra Murti Dewi Widowati Hermajiwandini; Dwi Ayu Lestari; Dio Bimo Saputro; Afaqa Hudaya
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 9, No 4 (2025): Juli
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v9i4.31727

Abstract

Abstrak Program pelatihan "Klinik Literasi Ekonomi dan Peran UMKM dalam Perekonomian Indonesia" bertujuan untuk meningkatkan literasi keuangan dan kesiapan digital pelaku UMKM di Kota Tangerang Selatan. Metode yang digunakan berupa diskusi interaktif dan studi kasus berbasis kebutuhan lapangan. Evaluasi melalui pre-test dan post-test terhadap 26 peserta menunjukkan peningkatan signifikan, dengan rata-rata nilai meningkat dari 68,87 menjadi 82,93 (p-value = 0,000). Hasil ini mengindikasikan keberhasilan pendekatan berbasis studi kasus dalam memperkuat pemahaman peserta. Program ini dapat direplikasi sebagai model pemberdayaan UMKM berbasis kolaborasi antara akademisi, pemerintah, dan lembaga keuangan. Kata kunci: UMKM; literasi ekonomi; digitalisasi; klinik ekonomi; Tangerang Selatan Abstract The training program titled “Economic Literacy Clinic and the Role of MSMEs in Indonesia’s Economy” aims to enhance the financial literacy and digital readiness of MSME actors in South Tangerang City. The methods employed included interactive discussions and case studies tailored to field needs. An evaluation involving pre-test and post-test assessments of 26 participants showed a significant improvement, with the average score increasing from 68.87 to 82.93 (p-value = 0.000). These results indicate the success of the case-based approach in strengthening participants’ understanding. This program can be replicated as a model for MSME empowerment through collaboration between academia, government, and financial institutions. Keywords: MSMEs; economic literacy; digitalization; economic clinic; South Tangerang
Persepsi Masyarakat terhadap Infrastruktur Pariwisata dan Prioritas Pembangunan di Kabupaten Banyuwangi Chandra Murti Dewi Widowati Hermajiwandini; Dio Bimo Saputro; Jaka Sanjaya
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 4 No. 4 (2026): November : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v4i4.2756

Abstract

This study investigates how residents of Banyuwangi Regency, a National Tourism Strategic Area in East Java, Indonesia, perceive the supply and quality of tourism-supporting infrastructure and which development issues they regard as most pressing for tourism and the creative economy. A cross-sectional survey was conducted through structured face-to-face interviews with 250 respondents selected by multistage random sampling, ten from each of the regency's 25 sub-districts. The responses were analysed descriptively through percentage distributions and comparisons across facility types and sub-districts. Places of worship, eating places and shopping venues were the best-rated facilities, with roughly 58 to 69 per cent of respondents judging them adequate. Transportation and facilities for people with disabilities were rated least favourably; only 11.36 per cent of respondents considered disability-related facilities adequate, while 38.41 per cent described them as limited. Provision was also spatially uneven, with Tegaldlimo, Kabat and Pesanggaran scoring consistently high and Songgon, Sempu and Singojuruh lagging behind. Road access and transport emerged as the foremost tourism concern, whereas human-resource development and mentoring, followed by access to capital, dominated the creative-economy agenda. The findings imply that infrastructure investment should be geographically targeted and inclusive by design.
PUBLIC SATISFACTION WITH GOVERNMENT TOURISM AND CREATIVE ECONOMY PROGRAMS IN BANYUWANGI REGENCY, INDONESIA Chandra Murti Dewi Widowati Hermajiwandini; Dio Bimo Saputro; Jaka Sanjaya
DIVERSITY Logic Journal Multidisciplinary Vol. 4 No. 3 (2026): December: Diversity Logic Journal Multidisciplinary
Publisher : SYNTIFIC

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61543/div.v4i3.194

Abstract

Background. Tourism and the creative economy are sectors with significant potential to drive economic growth and improve public welfare, particularly in Banyuwangi Regency, which is designated as a Priority Tourism Destination, or one of the "10 New Balis," under the 2015-2019 National Medium-Term Development Plan (RPJMN). Research Purpose. This study evaluates public awareness, perceived success, economic benefits and measures community satisfaction of government programs in the tourism and creative economy sectors in Banyuwangi Regency, Indonesia. Research Method. This study uses a quantitative, cross-sectional survey design with 250 respondents across 25 sub-districts. The analysis combines descriptive summaries of program awareness, perceived success, perceived economic benefits, and information dissemination with the Community Satisfaction Index (CSI) and Importance Performance Analysis (IPA). Findings. The findings provide an overview of program recognition and public assessment, while the satisfaction analysis identifies service attributes that should be maintained and those requiring improvement. The results can inform more responsive public services and program communication in Banyuwangi Regency. Conclusion. Positive public perceptions of government programs coexist with uneven program awareness and service attributes that require improvement. This indicates the need to strengthen public communication and prioritize service improvements based on community expectations.