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All Journal Jurnal Ekonomi Indonesia CONSEN: Indonesian Journal of Community Services and Engagement
Yuvensius Sri Susilo
Universitas Atma Jaya Yogyakarta
Religion Computer Science & IT Economics, Econometrics & Finance Engineering Environmental Science Physics Social Sciences Other

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Overcoming Financing Constraints Through Digital Financial Inclusion: Strengthening Rural Household Entrepreneurship Through E-Commerce: Mengatasi Kendala Pembiayaan Melalui Keuangan Inklusif Digital: Memperkuat Kewirausahaan Rumah Tangga Pedesaan Melalui E-Commerce Angguliyah Rizqi Amaliyah; Reinardus Dwi Prio Christianto; Elly Lestary; Yuvensius Sri Susilo; Metta Kusumaningtyas
CONSEN: Indonesian Journal of Community Services and Engagement Vol. 6 No. 1 (2026): Consen: Indonesian Journal of Community Services and Engagement
Publisher : Institut Riset dan Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57152/consen.v6i1.2579

Abstract

Household entrepreneurship plays a strategic role in promoting inclusive rural economic development. However, entrepreneurial activities in rural areas continue to face various constraints, particularly limited access to finance, low levels of financial literacy, and financial exclusion. With the rapid development of digital financial inclusion, these barriers have gradually been reduced through the expansion of technology-based financial services. This community service activity aims to strengthen rural household entrepreneurship through mentoring on the utilization of digital financial inclusion and e-commerce. The implementation method consists of two stages: a pre-activity survey to obtain a descriptive overview of the relationship between trust and digital financial inclusion, followed by entrepreneurial mentoring activities. The survey and mentoring results indicate that the use of digital financial inclusion facilitates entrepreneurial decision-making, alleviates financing constraints, and encourages innovative behavior among household entrepreneurs. Furthermore, the integration of digital financial services with e-commerce serves as a catalyst for expanding market access and enhancing the sustainability of rural household businesses. This community service activity provides practical implications for strengthening community entrepreneurial capacity and supports the formulation of empowerment programs based on digital transformation to foster more inclusive and sustainable rural economic growth.
Price transmission in Indonesia’s CPO chain: an ARDL-UECM assessment Matthew Kartawinata; Jonathan Ersten Herawan; Angelina Komala; Yuvensius Sri Susilo; Vica Tendenan; Aloysius Gunadi Brata
Jurnal Ikatan Sarjana Ekonomi Indonesia Vol 15 No 1 (2026): April 2026
Publisher : Jurnal Ekonomi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52813/jei.v15i1.788

Abstract

This study analyzes price transmission along Indonesia’s cooking-oil value chain using Autoregressive Distributed Lag (ARDL) models expressed in Unrestricted Error-Correction (UECM) form, which separates short-run dynamics from long-run equilibrium relationships. Monthly data from January 2016 to May 2023 are employed, covering stable conditions as well as the 2022 cooking-oil crisis. The dataset comprises international crude palm oil (CPO) benchmark prices (deflated and JISDOR FX rate-adjusted), domestic wholesale bulk prices, and retail bulk prices, alongside policy dummies for the export-ban/DMO window and the post-2022 MGKR regime. Results reveal a sharp asymmetry between upstream and downstream stages. In the upstream link, CPO price shocks are transmitted quickly but only partially: the long-run pass-through is β = 0.420, with an immediate impact of 0.131 and a very high adjustment speed (λ = –0.639), implying a half-life of only 0.68 months. By contrast, the downstream link is characterized by amplification and sluggish adjustment. Retail prices exhibit an exaggerated long-run pass-through (β = 2.34), weak contemporaneous transmission (0.104), and slow convergence (λ = –0.143), with a half-life of 4.49 months and overshooting in lagged responses. These findings underscore the resilience of wholesale markets and the vulnerability of retail segments.
Co-Authors Aloysius Gunadi Brata Angelina Komala Elly Lestary Jonathan Ersten Herawan Matthew Kartawinata Metta Kusumaningtyas Reinardus Dwi Prio Christianto Rizqi Amaliyah, Angguliyah Vica Tendenan