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All Journal Multidisiplin Pengabdian Kepada Masyarakat (M-PKM) Jurnal Price : Ekonomi dan Akuntasi Jurnal Manajemen, Akuntansi dan Rumpun Ilmu Ekonomi (MAR-Ekonomi)
Magita Magita
Universitas Dian Nusantara
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Library & Information Science Nursing

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Evaluating the Antecedents of Digital Financial Utilization Among MSMEs in the Era of Technological Transformation Sri Anjarwati; Ari Apriani; Magita Magita; Islamiah Kamil; Januar Khaled; Yolifiandri Yolifiandri; Fauzan Taufiq Madini
MAR-Ekonomi: Jurnal Manajemen, Akuntansi Dan Rumpun Ilmu Ekonomi Vol. 4 No. 01 (2025): Jurnal Manajemen, Akuntansi dan Rumpun Ilmu Ekonomi (MAR-Ekonomi), october 202
Publisher : SEAN Institute

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This study aims to evaluate the antecedent factors influencing digital financial utilization among Micro, Small, and Medium Enterprises (MSMEs) in the era of technological transformation. The study examines the influence of system quality, information quality, perceived usefulness, and perceived ease of use on the actual use of the Financial Information Recording Application System (SIAPIK). A quantitative research approach was employed using Structural Equation Modeling (SEM) with WarpPLS software. Data were collected through questionnaires distributed to MSME owners utilizing SIAPIK applications. The findings indicate that system quality and information quality positively and significantly influence perceived ease of use and perceived usefulness. Furthermore, perceived ease of use and perceived usefulness positively affect the actual use of SIAPIK applications. These results demonstrate that reliable systems, accurate information, and user-friendly digital financial applications encourage MSMEs to adopt digital financial technology more effectively. The implementation of SIAPIK contributes to improving financial management efficiency, operational effectiveness, and MSME sustainability in the digital transformation era.
The Influence of System Quality, Information Quality, Perceived Usefulness, and Perceived Ease of Use on the Actual Use of SIAPIK Applications for MSME Sustainability Sri Anjarwati; Yolifiandri Yolifiandri; Magita Magita; Sigit Mareta; Lestari Lestari; Edy Suryadi; Rani Agustiani
Jurnal Price : Ekonomi dan Akuntasi Vol. 4 No. 1 (2025): Jurnal Price: Ekonomi dan Akuntansi, November Edition
Publisher : Sean Institute

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This study aims to analyze the influence of system quality, information quality, and perceived ease of use on MSME performance through the implementation of the Financial Information Recording Application System (SIAPIK). MSMEs continue to face challenges in financial management due to the use of conventional recording systems and limited digital literacy. Therefore, digital financial applications are expected to improve financial management efficiency and business sustainability. This study applies the Technology Acceptance Model (TAM) approach using a quantitative research design. Data were collected through questionnaires distributed to MSME owners who use SIAPIK applications in Jakarta. The collected data were analyzed using Structural Equation Modeling (SEM) with WarpPLS software. The findings indicate that system quality and information quality positively and significantly influence perceived ease of use. In addition, perceived ease of use positively affects MSME performance. These results demonstrate that user-friendly and reliable financial applications contribute to improving financial management effectiveness, operational efficiency, and business sustainability among MSMEs.
PEMBERDAYAAN UMKM KEMUNING MANDIRI MELALUI PELATIHAN PEMBUATAN ARUS KAS DI DESA COGREG KECAMATAN PARUNG KABUPATEN BOGOR, JAWA BARAT Sri Anjarwati; Yolifiandri Yolifiandri; Ari Apriani; Magita Magita; Islamiah Kamil; Januar Khaled; Edy Suryadi; Windiati Windiati
Multidisiplin Pengabdian Kepada Masyarakat Vol. 4 No. 03 (2025): Multidisiplin Pengabdian Kepada Masyarakat, 2025
Publisher : Sean Institute

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Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman dan keterampilan pelaku UMKM Kemuning Mandiri dalam menyusun laporan arus kas sederhana menggunakan Microsoft Excel. Permasalahan utama yang dihadapi mitra adalah rendahnya kemampuan dalam pencatatan transaksi keuangan serta belum adanya laporan arus kas yang tersusun secara sistematis. Metode pelaksanaan kegiatan dilakukan melalui observasi, penyampaian materi, diskusi, demonstrasi, dan praktik langsung penyusunan laporan arus kas. Kegiatan dilaksanakan di Desa Cogreg, Kecamatan Parung, Kabupaten Bogor, Jawa Barat dengan melibatkan pelaku UMKM setempat. Hasil kegiatan menunjukkan bahwa peserta mengalami peningkatan pemahaman mengenai pentingnya pengelolaan keuangan usaha dan mampu menyusun laporan arus kas sederhana secara lebih terstruktur. Penggunaan Microsoft Excel membantu peserta dalam melakukan pencatatan transaksi secara lebih praktis dan efektif. Kegiatan ini diharapkan dapat mendukung peningkatan kualitas pengelolaan keuangan UMKM secara berkelanjutan
Co-Authors Anjarwati, Sri Ari Apriani Edy Suryadi Fauzan Taufiq Madini Islamiah Kamil Januar Khaled Lestari Lestari Rani Agustiani Sigit Mareta Windiati Windiati Yolifiandri Yolifiandri