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All Journal Management Studies and Entrepreneurship Journal (MSEJ) JAKBS
Fadilah Muhamad
Universitas Buana Perjuangan Karawang
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Pengaruh Peer To Peer Lending Paylater, Gaya Hidup, Dan Pendapatan Terhadap Perilaku Keuangan Mahasiswa Manajemen Universitas Buana Perjuangan Karawang Fadilah Muhamad; Sihabudin Sihabudin; Robby Fauji
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 3 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i3.7803

Abstract

Perkembangan teknologi telah membawa perubahan yang signifikan terhadap perilaku keuangan pada kalangan generasi muda, khususnya mahasiswa. Kemudahan akses ke layanan keuangan digital seperti peer to peer lending paylater turut mendorong peningkatan perilaku konsumtif di kalangan mahasiswa. Penelitian ini bertujuan untuk mengkaji dampak dari peer-to-peer lending paylater, gaya hidup, serta pendapatan terhadap perilaku keuangan mahasiswa Manajemen di Universitas Buana Perjuangan Karawang. Pendekatan yang digunakan bersifat kuantitatif dengan metode analisis deskriptif dan verifikatif, serta pengujian melalui regresi berganda. Rumus Slovin digunakan untuk menentukan sampel dengan tingkat toleransi 10%, menghasilkan 95 responden dari total populasi 1.884 mahasiswa. Mengindikasikan bahwa hasil penelitian secara parsial menunjukan antara peer to peer lending paylater terhadap perilaku keuangan mahasiswa berpengaruh secara tidak signifikan. Sementara, gaya hidup dan pendapatan secara parsial terbukti berpengaruh positif dan signifikan terhadap perilaku keuangan. Secara simultan, ketiga variabel—peer-to-peer lending paylater, gaya hidup, dan pendapatan berdampak signifikan terhadap perilaku keuangan mahasiswa. Persentase pengaruh ketiga variabel tersebut terhadap perilaku keuangan mencapai 60,3%, sedangkan sisanya sebesar 39,7% dipengaruhi oleh faktor lain.  
Penerapan Metode EOQ Dalam Pengendalian Persediaan Bahan Baku Di CV Javatech Fadilah Muhamad; Puji Isyanto
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 2 (2024): Juli - September
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jakbs.v2i2.1234

Abstract

This research discusses the application of the Economic Order Quantity (EOQ) method to controlling raw material inventory at CV Javatech. The aim of this research is to investigate the effectiveness of the EOQ method in improving raw material inventory management and its impact on the company's operational performance. The research method used is quantitative with a focus on the use of the EOQ model in determining the economic amount of raw materials. The data used includes raw material purchases, raw material usage, storage costs, ordering costs, etc. Data was collected through interviews with warehouse PICs and direct observation of the raw material inventory control process. The research results show that the application of the EOQ method can help CV Javatech in optimizing the raw material procurement process. The EOQ formula is used to determine the cost-effective amount of raw material purchases based on data analysis. Raw material purchases are made nine times a year using the EOQ model. Apart from that, this research also calculates the Total Inventory Cost (TIC) resulting from implementing the EOQ Method which is more efficient compared to inventory control carried out by the CV Javatech company.
Co-Authors Isyanto, H. Puji Robby Fauji Sihabudin Sihabudin