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All Journal Ilomata International Journal of Management GREAT: Jurnal Manajemen dan Bisnis Islam Jurnal Manajemen, Bisnis dan Kewirausahaan Jurnal Teknik Informatika dan Teknologi Informasi Optimal: Jurnal Ekonomi dan Manajemen
Pranoto Effendi
Sekolah Tinggi Ekonomi Islam SEBI
Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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 1 
Financial Independence and Investment Behaviour of University Students: A Qualitative Evidence Pranoto Effendi; Muhammad Isman Almaududi
Jurnal Manajemen, Bisnis dan Kewirausahaan Vol. 4 No. 3 (2024): Desember : Jurnal Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jumbiku.v4i3.6581

Abstract

University students have a strategic role to play in economic sphere. They are part of generation Z that will make up a lot of proportion of population in the near future. Encouraging them early into labour market and investment activities will benefit both of them and the economy where they live. This article aims to understand the financial independence of university students and their investment behaviour during their study. With 76 university students as respondents, a qualitative method is utilised to examine the part time job they seek and the investment endeavour they commit to. The chi-square test is applied and the findings reveal that there is no gender association with part time job, but on the contrary, there is with investment activity. Male students are found to be more active in investment than female counterparts. There is also no association between part time job and investment activity for both male and female students. The male students tend to go for higher risk type and more variety of investment than those of female students. The findings have implication and future research for entrepreneurial education and promotion of student career and investment program.
Risiko Penggunaan Kecerdasan Buatan (AI) dalam Tugas Perkuliahan: Studi Kualitatif Mahasiswa Pranoto Effendi
Jurnal Teknik Informatika dan Teknologi Informasi Vol. 4 No. 3 (2024): Desember : Jurnal Teknik Informatika dan Teknologi Informasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jutiti.v4i3.6307

Abstract

The use of AI has become widespread among university students as a tool to improve the efficiency and quality of their studies. While AI aims to support the education system and enhance the learning process, its use, while providing benefits, is also perceived to pose risks. This article aims to uncover the use of AI and its associated risks by exploring perceptions from a student perspective. Qualitative methods were used with 53 student respondents, asking open-ended questions regarding AI use, their concerns, and the associated risks. Findings indicate that AI is primarily used to search for information and references, assist with completing coursework, and support independent learning. The concerns and risks identified by students include over-reliance, decreased critical and creative thinking skills, and ethical and data security issues. These findings suggest that AI must be used wisely for educational purposes, addressing these risks. Educational policies related to AI use must be improved and strengthened to maximize AI's benefits, aiming to support ethical and integrated education.
Manajemen Risiko dalam Strategi Pemasaran Retail: Studi Kualitatif Usaha Buket Bunga Segar Lu’lu Jilan Zain; Lutfi Zulkarnain; Pranoto Effendi
GREAT: Jurnal Manajemen dan Bisnis Islam Vol 2, No 2 (2025): Journal of Management and Islamic Business
Publisher : Prodi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/great.v2i2.900

Abstract

The florist industry has significant growth potential; however, it faces various challenges, including operational, financial, and supply chain risks. This study aims to analyze the implementation of risk management in the fresh flower bouquet business at Ramdan Florist and identify the mitigation strategies employed to ensure business sustainability. The research adopts a qualitative descriptive method, utilizing data collection techniques such as interviews, observations, and documentation. The findings reveal that Ramdan Florist encounters several key risks, including limited fresh flower supply due to weather conditions, fluctuations in raw material prices, and rapid changes in market trends. To address these challenges, Ramdan Florist implements various mitigation strategies, such as establishing partnerships with alternative suppliers, adopting a more efficient inventory management system, and aligning marketing strategies with consumer trends. Additionally, a digital approach through social media is leveraged to enhance competitiveness and expand market reach.
Analisis Faktor yang Mempengaruhi Donatur dalam Menyalurkan Donasi Program Gerakan Koin Adara Relief International (Studi Kasus Masyarakat Kecamatan Bojongsari, Depok) Rhevita Artamevia; Pranoto Effendi; Diana Putri
GREAT: Jurnal Manajemen dan Bisnis Islam Vol 2, No 1 (2025): Journal of Management and Islamic Business
Publisher : Prodi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/great.v2i1.812

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi keputusan donatur dalam menyalurkan donasi lewat program gerakan koin Adara Relief International pada masyarakat Kecamatan Bojongsari, Depok, dengan menggunakan metode kualitatif. Hasil dari penelitian ini menunjukkan bahwa faktor-faktor dalam keputusan donatur dalam berdonasi adalah kemudahan, kepercayaan, religiusitas, kepedulian dan akuntabilitas lembaga. Adara Relief International mendorong donatur di Bojongsari berdonasi melalui Gerakan Koin. Kemudahan akses menjadi faktor utama, sementara situs jejaring sosial memungkinkan informasi penggalangan dana menjangkau banyak orang. Kepedulian dan empati terhadap proyek amal membangun kepercayaan terhadap donasi online. Serta akuntabilitas penting bagi lembaga filantropi dalam mempertahankan kepercayaan para donatur.
Exploring Entrepreneurial Risk-Taking Among University Students: A Thematic Analysis Pranoto Effendi
Ilomata International Journal of Management Vol. 5 No. 3 (2024): July 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v5i3.1201

Abstract

This study explores why university students embark on entrepreneurial risk-taking activity and to gain insight into how they perceive and cope with the risks when they start business ventures. A qualitative case study is conducted with ten university students by examining business undertakings they want to do after graduation. Thematic analysis method is employed to recognize patterns in the data and identify important themes. The findings show that the students have various motivations and resources to initiate entrepreneurial endeavors. The motivations identified here include personal, social, economic and capability reasons; while the resources entail soft and hard skills, marketing skill and also skills from training activities. The students are also capable of identifying several entrepreneurial risks and devising plans to mitigate them. The identified risks relate to personality risk, market and capability risks, decision risk, and also risks from external factors. Whereas the mitigations comprise of improving various aspects of marketing, business decision, product design, and the capabilities in general. The findings of this study have implications for business education to inform the design and scope of entrepreneurial teaching and programs in preparing the students for planning and devising appropriate business strategy, and also for nurturing genuine motivation and equipping them with the precise set of the required skills. Future study should pursue two streams of researches namely, quantitative research for examining more concrete variables relate to entrepreneurial motivation, risk and skill, and also longitudinal research for confirming how the perceived risks previously identified manifesting in real business life.
Pengaruh Perbankan Syariah terhadap Pertumbuhan Ekonomi Indonesia : Sebuah Tinjauan Pustaka Pranoto Effendi
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 5 No. 1 (2025): Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v5i1.5678

Abstract

The development of Islamic banking in Indonesia shows a very encouraging trend and has become an important aspect in the national financial system. The extent to which Islamic banking influences the economy, especially economic growth, is very relevant to be studied further. This article aims to review various previous studies that discuss the relationship between Islamic banking and economic growth. Through the literature study method, seventeen relevant articles were found and have been analyzed in depth. The results of the analysis show that although each study uses different approaches and variables, most of them conclude that Islamic banking has a positive and significant influence on economic growth in Indonesia. This finding is a strong justification that the development of Islamic banking needs to continue to be encouraged as an important instrument in driving national economic development. In addition, the presence of Islamic banks also provides more inclusive and sustainable economic benefits for all levels of society.
Co-Authors Diana Putri Lutfi Zulkarnain Lu’lu Jilan Zain Muhammad Isman Almaududi Rhevita Artamevia