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All Journal Jurnal Manajemen, Bisnis dan Kewirausahaan Jurnal Teknik Informatika dan Teknologi Informasi
Pranoto Effendi
Sekolah Tinggi Ekonomi Islam SEBI
Computer Science & IT Decision Sciences, Operations Research & Management

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Financial Independence and Investment Behaviour of University Students: A Qualitative Evidence Pranoto Effendi; Muhammad Isman Almaududi
Jurnal Manajemen, Bisnis dan Kewirausahaan Vol. 4 No. 3 (2024): Desember : Jurnal Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jumbiku.v4i3.6581

Abstract

University students have a strategic role to play in economic sphere. They are part of generation Z that will make up a lot of proportion of population in the near future. Encouraging them early into labour market and investment activities will benefit both of them and the economy where they live. This article aims to understand the financial independence of university students and their investment behaviour during their study. With 76 university students as respondents, a qualitative method is utilised to examine the part time job they seek and the investment endeavour they commit to. The chi-square test is applied and the findings reveal that there is no gender association with part time job, but on the contrary, there is with investment activity. Male students are found to be more active in investment than female counterparts. There is also no association between part time job and investment activity for both male and female students. The male students tend to go for higher risk type and more variety of investment than those of female students. The findings have implication and future research for entrepreneurial education and promotion of student career and investment program.
Risiko Penggunaan Kecerdasan Buatan (AI) dalam Tugas Perkuliahan: Studi Kualitatif Mahasiswa Pranoto Effendi
Jurnal Teknik Informatika dan Teknologi Informasi Vol. 4 No. 3 (2024): Desember : Jurnal Teknik Informatika dan Teknologi Informasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jutiti.v4i3.6307

Abstract

The use of AI has become widespread among university students as a tool to improve the efficiency and quality of their studies. While AI aims to support the education system and enhance the learning process, its use, while providing benefits, is also perceived to pose risks. This article aims to uncover the use of AI and its associated risks by exploring perceptions from a student perspective. Qualitative methods were used with 53 student respondents, asking open-ended questions regarding AI use, their concerns, and the associated risks. Findings indicate that AI is primarily used to search for information and references, assist with completing coursework, and support independent learning. The concerns and risks identified by students include over-reliance, decreased critical and creative thinking skills, and ethical and data security issues. These findings suggest that AI must be used wisely for educational purposes, addressing these risks. Educational policies related to AI use must be improved and strengthened to maximize AI's benefits, aiming to support ethical and integrated education.
Co-Authors Muhammad Isman Almaududi