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All Journal CONSILIA Falahiya
Wulan Puspita Sari
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Economics, Econometrics & Finance Social Sciences Other

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Me STUDI DESKRIPTIF FAKTOR PENYEBAB PERNIKAHAN DINI DI KECAMATAN PONDOK KELAPA KABUPATEN BENGKULU TENGAH: Judul Skripsi, Abstrak, Pendahuluan, Metodo Penelitian, Pembahasan dan Hasil, Kesimpulan Wulan Puspita Sari; Rita Sinthia; Mayang T. Afriwilda
Consilia : Jurnal Ilmiah Bimbingan dan Konseling Vol 6 No 3 (2023): Volume 6 No. 3 (2023)
Publisher : UNIVERSITAS BENGKULU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/consilia.6.3.60-72

Abstract

This study aims to describe the factors that cause early marriage in Pondok Kelapa District, Bengkul Tengah Regency. This research uses a quantitative descriptive method. The population in this study amounted to ± 200 respondents, the research sample was 36 respondents who were determined using purposive sampling technique. The data collection technique in this study used a guttman scale questionnaire and interviews as support. The results in the study of respondents who conducted early marriages that occurred in Pondok Kelapa District, Central Bengkulu Regency, from the six factors studied, there were four factors that caused early marriage, namely; economic factors, educational factors, parenting factors, and reproductive health knowledge. And there are two factors that do not cause early marriage, namely; mass media factors and cultural factors. Keywords: early marriage, causal factors, descriptive study
The Effectiveness of Using BSI QRIS Mobile Payment as a Transaction Medium for MSMEs in Sawoo District Wulan Puspita Sari; Husna Ni'matul Ulya
Falahiya Journal of Islamic Banking and Finance Vol. 4 No. 2 (2025)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/falahiya.v4i2.5349

Abstract

Introduction: This paper examines the effectiveness of using QRIS BSI as a mobile payment medium for Micro, Small, and Medium Enterprises (MSMEs) in Sawoo District. The topic is important because digital transactions are increasingly essential for improving efficiency and competitiveness among small business actors in Indonesia. Research Methods: This study uses a qualitative descriptive approach with field research methods involving interviews, observations, and documentation. The analysis applies the Technology Acceptance Model (TAM) framework developed by Davis (1986), which includes indicators of usefulness, efficiency, adaptation barriers, and ease of use. Results: The findings show that QRIS BSI provides benefits in efficiency, safety, and modern business image, especially for younger users. However, older customers face limitations due to low digital literacy and unstable internet networks. Conclusion: QRIS BSI is generally effective in improving transaction efficiency and supporting Islamic financial practices, although further improvements in infrastructure and digital literacy are still required.
Co-Authors Husna Ni'matul Ulya Mayang T. Afriwilda Sinthia, Rita