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All Journal Journal of Education Transportation and Business Journal of Business Inflation Management and Accounting
Cahnawawi, Safuan Tri
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Economics, Econometrics & Finance Education Transportation

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The Role of The Sharia Supervisory Board in Risk Mitigation in Islamic Financial Institutions Hendra, Joni; Ghafar, Abd; Cahnawawi, Safuan Tri; Sholatullah, Sholatullah
Journal of Education Transportation and Business Vol 2, No 1 (2025): Juni 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jetbus.v2i1.6270

Abstract

The Sharia Supervisory Board (SSB) plays a critical role in ensuring the compliance of Islamic financial institutions with Sharia principles. Beyond its function as a compliance authority, the SSB also contributes significantly to risk mitigation within Islamic financial institutions. This study explores the strategic role of the SSB in identifying, assessing, and minimizing Sharia-related and operational risks. The presence of the SSB ensures that all financial products, services, and operations adhere strictly to Islamic law, thereby preventing reputational and legal risks. Additionally, the SSB’s involvement in governance, product structuring, and continuous auditing enhances transparency and promotes stakeholder trust. The findings highlight that an active and competent Sharia Supervisory Board not only strengthens the ethical foundation of Islamic finance but also enhances overall risk management and organizational resilience.
The Role of The Sharia Supervisory Board in Risk Mitigation in Islamic Financial Institutions Hendra, Joni; Ghafar, Abd; Cahnawawi, Safuan Tri; Sholatullah, Sholatullah
Journal of Education Transportation and Business Vol 2, No 1 (2025): Juni 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jetbus.v2i1.6270

Abstract

The Sharia Supervisory Board (SSB) plays a critical role in ensuring the compliance of Islamic financial institutions with Sharia principles. Beyond its function as a compliance authority, the SSB also contributes significantly to risk mitigation within Islamic financial institutions. This study explores the strategic role of the SSB in identifying, assessing, and minimizing Sharia-related and operational risks. The presence of the SSB ensures that all financial products, services, and operations adhere strictly to Islamic law, thereby preventing reputational and legal risks. Additionally, the SSB’s involvement in governance, product structuring, and continuous auditing enhances transparency and promotes stakeholder trust. The findings highlight that an active and competent Sharia Supervisory Board not only strengthens the ethical foundation of Islamic finance but also enhances overall risk management and organizational resilience.
Pemasaran Era Modern dan E Commerce di Era Global Rizwan, M Khairul; Cahnawawi, Safuan Tri; Hendra K, Joni
Journal of Business Inflation Management and Accounting Vol 2, No 1 (2025): Januari 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/bima.v2i1.4666

Abstract

Perkembangan teknologi informasi begitu cepat, saat kita sudah memasuki industri 4.0 dimana transformasi digital sudah menjadi bagian dari sistem kehidupan manusia, salah satunya adalah pemasaran digital. Pemasaran digital adalah “The practice of promoting products and services in an innovative way, using primarily database-driven distribution channels to reach consumers and customers in a timely, relevant personal and cost-effective manner”. Pemasaran digital disebut juga suatu cara inovatif yang menggunakan basis data dan menjangkau konsumen secara individu, hemat biaya dan lebih tepat waktu. Selanjutnya pemasaran digital disebut juga sebagai pencapaian tujuan pemasaran melalui penerapan teknologi dan media digital. Pemasaran digital merupakan tindakan mempromosikan dan menjual produk serta layanan dengan memanfaatkan taktik pemasaran online seperti pemasaran media sosial, mesin pencari, dan email. E-commerce adalah singkatan dari electronic commerce atau perdagangan menggunakan media elektronik, yaitu transaksi barang dan jasa secara daring (online). Praktik pemasaran e-commerce mengacu pada strategi bisnis e-commerce dalam mencapai lalu lintas berkelanjutan ke bisnis online guna menghasilkan penjualan. E-commerce sebagai transaksi binsis melalui jaringan (network) termasuk online advertising, ordering, payment, dan corresponsding goods distribution serta customer service.
Co-Authors Ghafar, Abd Hendra K, Joni Hendra, Joni Rizwan, M Khairul Sholatullah, Sholatullah