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Implementasi Sanksi Denda (Nadzar) Dalam Transaksi Pembiayaan Murabahah Bernad Hananto; Wiranta; Suhrowardi; Iin Masriah; Rahadian SA
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 02 (2024): JPIES Edisi Juli 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/fsm44271

Abstract

The purpose of this study is to describe the implementation of the Murabahah (buying and selling) house contract, to describe the implementation of fines / Nadzar if the customer / member is late in paying, and to find out the concept of applying the fine sanctions in a sharia perspective. This research uses a qualitative research approach, while this type of research is descriptive in nature, which describes an event. By using primary data through interviews and social media as well as secondary data taken through literature review.The results of this study are the fines imposed at BMT UGT Sidogiri Cikarang amounting to 0.17% per day of the principal amount of financing arrears. And the fines are in accordance with the DSN fatwa No. 17 / DSN-MUI / IX / 2000, where if there is a customer / member who is able to pay but delays payment, he will be subject to fines / ta'zir , which will be imposed as social funds. However, there are some scholars who do not allow the fine, because it is tantamount to usury.
Pembangunan Sentra Kreasi Desa Sebagai Wadah Aspirasi Menuju Desa Karangmekar Yang Sehat Dan Sejahtera Suhrowardi; Iin Masriah; Enur Hotimah; Dede NI; Rahadian SA
JPPI: Jurnal Pengabdian Pelita Insani Vol. 1 No. 02 (2024): JPPI Edisi Agustus 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/jppi.v1i02.18

Abstract

Karangmekar Village is one of the locations considered suitable for carrying out community service. Karangmekar Village also has advantages in its geographical location. This potential should be developed as regional income, but this is not in line with the socio-economic development and welfare or education of the village community. This can be seen from the low percentage of the number of residents working as factory employees not because the industrial sector cannot absorb workers from Karangmekar Village, but rather because of the low work ethic of the local population, usually they do not last long working in the factory and leave without any clear work. The impact is that there is a socio-economic gap between the local population and the newcomers. The concept designed by the STEBIS YPII Community Service team to be implemented and developed in order to answer all the problems that arise in Karangmekar Village is "Development of Village Creative Centers as a Container for Aspirations Towards a Healthy and Prosperous Karangmekar Village" and this service activity collaborates with local BUMDES partners so that the efforts made in this Service can synergize with one of the functions of BUMDES.
Pembangunan Sentra Kreasi Desa Sebagai Wadah Aspirasi Menuju Desa Karangmekar Yang Sehat Dan Sejahtera Suhrowardi; Iin Masriah; Enur Hotimah; Dede NI; Rahadian SA
JPPI: Jurnal Pengabdian Pelita Insani Vol. 1 No. 02 (2024): JPPI Edisi Agustus 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/jppi.v1i02.18

Abstract

Karangmekar Village is one of the locations considered suitable for carrying out community service. Karangmekar Village also has advantages in its geographical location. This potential should be developed as regional income, but this is not in line with the socio-economic development and welfare or education of the village community. This can be seen from the low percentage of the number of residents working as factory employees not because the industrial sector cannot absorb workers from Karangmekar Village, but rather because of the low work ethic of the local population, usually they do not last long working in the factory and leave without any clear work. The impact is that there is a socio-economic gap between the local population and the newcomers. The concept designed by the STEBIS YPII Community Service team to be implemented and developed in order to answer all the problems that arise in Karangmekar Village is "Development of Village Creative Centers as a Container for Aspirations Towards a Healthy and Prosperous Karangmekar Village" and this service activity collaborates with local BUMDES partners so that the efforts made in this Service can synergize with one of the functions of BUMDES.