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All Journal Jurnal Kajian Islam Modern
Mubarok, Muhammad Haris
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Religion Chemistry Economics, Econometrics & Finance Public Health Social Sciences

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EFEKTIVITAS APLIKASI KEUANGAN SYARIAH SIAPIK BAGI UMKM BREGAS (BREBES, TEGAL, SLAWI) JAWA TENGAH, INDONESIA Mursyidah, Azizah; Suryani, Ermi; Mubarok, Muhammad Haris
JURNAL KAJIAN ISLAM MODERN Vol 12 No 2 (2025): JUNI 2025
Publisher : Institut Agama Islam Sahid (INAIS) Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/jkim.v12i2.656

Abstract

This research aims to analyze the implementation and effectiveness of the SIAPIK Financial Application in improving the quality of bookkeeping for MSMEs in the Bregas community (Brebes, Tegal, and Slawi). SIAPIK is a financial information recording application designed to assist micro, small, and medium enterprises (MSMEs) in maintaining accurate and standardized bookkeeping according to standards set by Bank Indonesia and the Indonesian Institute of Accountants (IAI). The recording system used is recognized by various financial institutions in Indonesia, allowing the financial reports produced to serve as a basis for credit applications. This study involved 40 MSMEs who are members of the Bregas community. Through the implementation and assistance activities conducted on February-Juni, 2024, at the PMI Building in Tegal Regency, Central Java, this research evaluates the extent to which MSMEs can implement the SIAPIK application in their business transactions. Furthermore, this study assesses the impact of the application on improving the accountability and transparency of MSME financial reports, as well as its potential to facilitate access to financing from financial institutions. The results indicate that the implementation of the SIAPIK application was met with high enthusiasm from participants, with the majority of MSMEs successfully improving the quality of their bookkeeping.
Co-Authors Mursyidah, Azizah Suryani, Ermi