Article Per Year (5 Year)
p-Index From 2020 - 2025
2.81
P-Index
This Author published in this journals
All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Khidmatul Ummah: Jurnal Pengabdian Kepada Masyarakat Inovasi : Jurnal Sosial Humaniora dan Pendidikan Sahid Banking Journal Jurnal Kajian Islam Modern Sahid Business Journal: Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Jurnal Sahid Mengabdi Jurnal Pengabdian UMKM Tijarah
Mursyidah, Azizah
Unknown Affiliation
Religion Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Library & Information Science Public Health Social Sciences Other

Published : 18 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 18 Documents
Search

 1   2 
Analisis Preferensi Nasabah dalam Pemanfaatan Produk Funding Bank Syariah Mandiri Kantor Cabang Bogor Mursyidah, Azizah
Jurnal Sosial Humaniora dan Pendidikan Vol 1 No 3 (2022): September: Inovasi : : Jurnal Sosial Humaniora dan Pendidikan
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/inovasi.v1i3.186

Abstract

In the products of Bank Syariah Mandiri, the Bogor branch office is often referred to as funding or fundraising, namely BSM Savings products, BSM Giro products, and BSM Bank Syariah Mandiri Time Deposit products, Bogor branch offices have good potential to attract new customers with the support of modern technological developments owned by Bank Syariah Mandiri Bogor branch office. This study agreed to determine customer preferences in the use of funding products to increase the collection of BSM Savings, BSM Current Accounts, and BSM Time Deposits from customers and the impact of using funding products in increasing customer interest in raising funds for Bank Syariah Mandiri Bogor branch offices. In this study using primary data from direct BSM customers with a total of 36 respondents for data collection using a structured questionnaire distribution carried out with google From for one week starting from 7 June to 14 June 2020 for research methods using descriptive and data processing using frequency calculations to determine the number the percentage of Very Like and Very Dislike. In the product funding of Bank Syariah Mandiri branch offices in Bogor, it can be seen that the percentage results of this researcher show that the dominant customer really likes BSM Savings products because customers really like the BSM Savings product as a place to store money in accordance with sharia regulations and can be retrieved when the customer needs it. for the second, based on the percentage of dominant customers in BSM Deposit products because customers want to invest their funds to be collected again by the Bogor branch office of Bank Syariah Mandiri and get aprofit impact with a profit sharing system in accordance with sharia provisions and the third there are some dominant customers who really like to use checks or Bilyet Giro to make transactions easier and save time without spending a lot of money on transactions.
Strategi Pengembangan Wakaf Produktif dalam Sektor Pendidikan: Studi Kasus di Yayasan Wakaf Sahid Husnul Khotimah (YWSHK) Bogor Jawa Barat Mursyidah, Azizah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.5459

Abstract

According to the Ministry of Religious Affairs in the book Bimas Islam in (BIDA) 2016, there are 435,768 Waqf properties in Indonesia with an area of 4.347.021.170 M2. Of the total number of sites, about 75% are already certified and about 10% have economic potential. it can be productively developed. One of the most important waqf sectors is education, as waqf not only supports the development of science but also provides various facilities needed by students, but also provides various facilities needed by students and the community society. This research aims to develop a sustainable strategy through the education sector in Modern Sahid Islamic Boarding School in Bogor, West Java. The Research This research uses qualitative descriptive method. The result of this research shows that that the Sahid Khusnul Khatimah Waqf Foundation, implements 3 systems for productive Waqf productive. Namely: 1) Ijarah / Lease Agreement 2) Management Managed Akad 3) Akad Profit Sharing. From the results of this analysis, it is hoped that the education sector at the Sahid Khusnul Khatimah Waqf Foundation will continue to be sustainable and developed.
ANALISIS GAYA KEPEMIMPINAN DEMOKRATIS DALAM MENINGKATKAN KINERJA KARYAWAN DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (KSPPS) KARYA USAHA MANDIRI (KUM) BOGOR CABANG JATIBARANG Nugraha, Gilang Pratama; Trihantana, Rully; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 2 No 02 (2023): MEI 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i02.104

Abstract

This study aims to analyze the leadership style of KSPPS KUM Bogor, Jatibarang Branch and to analyze the democratic leadership style of KSPPS KUM Bogor, Jatibarang Branch in improving employee performance. The subjects of this study were employees at KSPPS KUM Bogor Jatibarang Brebes Branch. This research uses a qualitative approach with a qualitative descriptive research type. The results of this study are: (1) Discipline, (2) Dedication and (3) Understanding of Tasks. The leadership style carried out by the deputy head of the KSPPS KUM Bogor Branch Jatibarang is a democratic leadership style, which has been carried out by the head branches by always implementing discipline in work, motivating, accepting criticism and suggestions from employees, having high dedication and also in making decisions based on the results of deliberations in realizing the main goals of the company. The conclusions of this study are: (1) The democratic leadership style at KSPPS KUM Bogor Branch Jatibarang has influenced the performance of employees at work seen from the leadership prioritizing deliberation in making decisions and also providing jobdesk motivation or rewards to employees, this has an effect on performance employees (2) democratic leadership style deputy head of KSPPS KUM Bogor Branch Jatibarang has implemented a democratic leadership style in improving the performance of its employees.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERSEROAN TERBATAS MENGGUNAKAN PEMBAYARAN GAJI (PAYROLL) MELALUI BANK SYARIAH (STUDI PADA PERSEROAN TERBATAS DI JAKARTA) Jayanti Tresna, Putri Dwi; Mursyidah, Azizah; Thantawi, Tubagus Rifqy
SAHID BANKING JOURNAL Vol 2 No 02 (2023): MEI 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i02.110

Abstract

Payroll is a mass employee payroll system, the intensity of which is much needed by the company. The use of a payroll system can make it easier for companies to pay their employees. For the company, salary is a burden that must be incurred by the company to run a business so that the company needs a remuneration system to be able to streamline costs, but the results obtained by the company from employees are also maximal. The research method uses a quantitative approach with factor analysis techniques. Data collection techniques using a questionnaire technique. With quantitative methods, namely the data obtained in the form of numbers that can be calculated with regard to the problem under study. The price and promotion variables together have a positive and significant effect on payroll decisions through Islamic banks, while the service factor has no positive influence on payroll decisions. This is obtained from the t-count value of each variable and the results of the F test simultaneously have a positive and significant effect on the dependent variable, namely consumer decisions. The results that have been carried out by the author show that the dominant price and promotion factors affect payroll decisions through Islamic banks.
PENGARUH SURAT BERHARGA YANG DIMILIKI / (INVESTMENT IN SECURITIES) NON BANK DAN BANK LAIN TERHADAP LABA BERSIH BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH PERIODE 2008-2021 Kusumaningrum, Ria; Mursyidah, Azizah; Nisa, Sadidatun; Iskandar, Lina
SAHID BANKING JOURNAL Vol 2 No 02 (2023): MEI 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i02.112

Abstract

The Bank prepares a fund placement strategy based on the allocation plan by taking into account the policies outlined with the aim of achieving a good level of profitability and maintaining public trust by maintaining a safe liquidity position. By combining these two desires, the allocation of bank funds must be directed in such a way that when necessary, all customer interests can be met. This can be done through investments made by sharia banks (in the form of placements with other banks or investments in securities and also from financing). The profit returns expected by Islamic banks come from profit sharing, profit margins, rent and others. Based on research conducted, Securities Owned / (Investment in Securities) of Non-Banks and Other Banks have an influence on the Net Profit of Sharia Commercial Banks and Sharia Business Units for the 2008-2021 Period. However, the positive influence mentioned above must still be balanced with the importance of the presence and existence of Sharia Commercial Banks and Sharia Business Units, namely as financing institutions that invest directly through mudharabah, murabahah and musyarakah.
ANALISIS PERAMALAN JUMLAH TABUNGAN HAJI BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) AMANAH UMMAH PADA MASA PANDEMI COVID-19 Suhartini, Shinta; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 3 No 01 (2023): OKTOBER 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i01.116

Abstract

This research was motivated by the Covid-19 pandemic which resulted in the Kingdom of Saudi Arabia restricting the pilgrims, and also suppressing the growth of Hajj savings in Indonesia. Therefore, the decline in economic growth due to the Covid-19 pandemic has increased the number of hajj cancellations and reduced the number of new hajj registrations. Forecasting is a method for estimating a future value using past data. This research was conducted at the Amanah Ummah BPRS which has a Hajj savings product, the forecasting is carried out using a linear trend mathematical equation model, a quadratic trend and an exponential trend. Choose the smallest method of the 3 methods because the smaller the forecast error value, the more accurate the results and can produce the optimal number. Mean Square Error (MSE) Linear trend of 73099,70379, Mean Square Error (MSE) of Quadratic Trend of 73140,71139 and Mean Square Error (MSE) of Exponential Trend of 74836,49328 From the selected forecasting results is Mean Square Error (MSE) Linear trend. And it was found that the total number of Hajj savings in December 2023 was 346,27222421 rounded up to 374.
PENANGANAN PEMBIAYAAN BERMASALAH PADA PEMBIAYAAN MURABAHAH DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (KSPPS) KHAIRU UMMAH LEUWILIANG KABUPATEN BOGOR PADA MASA PANDEMI COVID-19 Yuspardiansyah, Ade; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 3 No 01 (2023): OKTOBER 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i01.122

Abstract

This research aims to determine the causes of financing problems in murabahah contract financing during the Covid-19 pandemic. Then to find out the strategies used to handle problematic financing during the Covid-19 pandemic. Furthermore, to find out the efforts made by KSPPS Khairu Ummah Leuwiliang Bogor Regency in providing policies to murabahah contract financing customers who are affected by the Covid-19 pandemic. The data analysis method or technique used for this research is qualitative descriptive analysis techniques using the SWOT analysis approach. Based on the results of this research, the factors that cause problematic financing are internal factors such as weaknesses in analyzing financing, lack of supervision and monitoring of customer capabilities, and negligence by officers in setting risk standards when providing financing during the Covid-19 pandemic. External factors occur in the members themselves because they experience declining business conditions, and there is no good faith on the part of the members in delaying installment payments. The efforts provided by KSPPS Khairu Ummah Leuwiliang Bogor Regency to customers who experienced bad credit during the Covid-19 pandemic were a stay strategy and a phase out strategy.
ANALISIS STRATEGI PENINGKATAN PENDAPATAN TABUNGAN HAJI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH BAYTUL IHKTIAR CABANG LEUWISADENG, KABUPATEN BOGOR, JAWA BARAT Putra, Gilang Permana; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 3 No 02 (2024): MEI 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i02.156

Abstract

This research aims to analyze and find out the current internal and external environment of KSPPS Baytul Ihktiar Leuwisadeng Branch, especially with regard to community empowerment through Hajj Savings at KSPPS Baytul Ihktiar Leuwisadeng Branch, analyze and find out what factors are internally and externally attached to KSPPS Baytul Ihktiar Leuwisadeng Branch in community empowerment through Hajj Savings, as well as analyzing and knowing the strategies that need to be carried out by KSPPS Baytul Ihktiar Leuwisadeng Branch in empowering the community through Hajj Savings. The method used is a qualitative method, with SWOT analysis techniques. The results of the study stated that based on the IFAS and EFAS matrix tables with a total value of IFAS 2.40 and EFAS 3.11. The next strategy that must be carried out by KSPPS Baytul Ihktiar Leuwisadeng Branch in developing the Islamic economy and empowering the community through Hajj Savings is to concentrate on Vertical Integration, which is a strategy that aims to further strengthen the market share of Hajj Savings by expanding the network in Bogor Regency and its surroundings.
ANALISIS PERAMALAN PENDAPATAN DESA SEBAGAI ASESMEN PENDIRIAN BADAN USAHA MILIK DESA (BUMDES) PEMBIAYAAN SYARIAH DI DESA GUNUNG MENYAN, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR, JAWA BARAT Oktavani, Sella; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 3 No 02 (2024): MEI 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i02.161

Abstract

This study aims to determine village income in the attitude of BUMDES which finance sharia and analyze forecasting of village income in the attitude of BUMDES which finance sharia in Gunung Menyan Village, Pamijahan District. The subject of this research is BUMDES Gunung Menyan Village, Pamijahan District, Bogor. In this study using the method The research method used in this study is the Quantitative forecasting method is a forecasting method that uses mathematical calculations in its calculations. The types and sources of research data are using primary data and secondary data. the results of forecasting or predictions that have been calculated using the seller model Linear Trend, Quadratic Trend and Exponential Trend are the predicted results of the final Linear Trend. 94813001.1, or rounded up to Rp. 94,813,001, the Quadratic Trend prediction result is Land and Building Tax Receipts in 2024 which is estimated at 171961420.9, or rounded up to Rp. 171,961,420, while the Exponential Trend prediction result is Land and Building Tax Receipts in 2024 is estimated at 22728013.9, or rounded up to IDR 22,728,013.
STRATEGI PEMBERDAYAAN UMKM DI DESA AGROWISATA TEGAL WARU FARM LAND Mursyidah, Azizah; Purnama, Bayu; Suryani, Ermi
Jurnal Pengabdian UMKM Vol. 1 No. 2 (2022): Juli
Publisher : Pusat Studi UMKM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/jpu.v1i2.13

Abstract

Penelitian ini dilakukan untuk untuk mengetahui strategi yang di terapkan salah satu pelaku usaha mikro, kecil dan menengah (UMKM) di desa Tegal Waru Farm Land. Objek penelitian ini adalah UMKM. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan deskriptif. Berdasarkan hasil penelitian, didapati bahwa strategi bisnis yang digunakan adalah dengan fokus menjual Produk dari para UMKM setempat, mulai menggunakan internet dan media sosial untuk memasarkan hasil produksinya sangat tepat dan bermanfaat. Dengan demikian kesimpulan dari penelitian ini adalah untuk mempertahankan kelangsungan usaha kecil (UMKM)  pemanfaatan internet dan media sosial merupakan strategi yang sangat tepat untuk meningkatkan kesejahteraan masyarata sekitar.
Co-Authors Abrori, Abrori Adiputra, Nugroho Bayu Purnama Bayu Purnama Putra, Bayu Purnama Gilang Permana Putra Isfani, Rizka Iskandar, Lina Jayanti Tresna, Putri Dwi Mubarok, Muhammad Haris Munir, M.Misbahul Nisa, Sadidatun Nugraha, Gilang Pratama Nugroho Nurdin, Irfan Bahar Oktavani, Sella Purnama Putra, Bayu Purnama, Bayu Ria Kusumaningrum Rinawati Setiawan, Harly Suhartini, Shinta Suryani, Ermi Susilawati, Ucu Thantawi, Tubagus Rifqy Trihantana, Rully Yuspardiansyah, Ade Zompi