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All Journal Jurnal Ekonomi dan Bisnis JCAIP: Journal of Contemporary Applied Islamic Philanthropy
Ely Elsanti
Unknown Affiliation
Religion Economics, Econometrics & Finance

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KONSEP UANG DALAM PERSPEKTIF EKONOMI ISLAM DAN KONVENSIONAL: KAJIAN KOMPARATIF BERBASIS LITERATUR Ely Elsanti; Nanda Tiara Dewi; Putri Rahmawati; Rana Asmaul Latif; Suci Hayati
Jurnal Ekonomi dan Bisnis Vol. 3 No. 4 (2025): APRIL
Publisher : ADISAM PUBLISHER

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Abstract

This study aims to compare the concept of money in the perspectives of Islamic economics and conventional economics, as well as to identify the implications and challenges in implementing the Islamic economic system in Indonesia. In conventional economics, money is viewed as a commodity that can be bought and sold to generate profit through interest or usury. Conversely, in Islamic economics, money serves solely as a legitimate medium of exchange and cannot be used to generate profit that contradicts Sharia principles, such as usury. This study shows that while the conventional economic system promotes rapid economic growth, it often leads to economic instability and social inequality. On the other hand, Islamic economics, which prioritises justice, transparency, and fair risk sharing, has the potential to create a more sustainable and inclusive economic system. However, the implementation of Islamic economics in Indonesia still faces several challenges, including low sharia financial literacy, gaps in understanding among the public, and regulations that are not yet fully supportive. Nevertheless, with greater support from the government, Islamic financial institutions, and the public, the Islamic economic system holds promising prospects for contributing to a more equitable and sustainable economic growth in Indonesia in the future.
Socio-Religious Analysis Of The Low Level Of Understanding Of Zakat Mal In The Community Of Gondangrejo Village, East Lampung Imtihanah, Ani Nurul; Ely Elsanti
Journal of Contemporary Applied Islamic Philanthropy Vol. 3 No. 1 (2025): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v3i1.105

Abstract

Purpose: This research aims to identify the social and religious factors that influence the low understanding of the people of Gondangrejo Village towards zakat mal. Methodology: Using a descriptive qualitative approach, this study involved 30 informants and data were collected through interviews, observation, and documentation. Findings: The results show that the habit of attending recitations that focus on zakat fitrah, limited social arena, and low education lead to the lack of understanding about zakat mal. Analysis using Pierre Bourdieu's theory highlights the influence of habitus, arena and capital in shaping this understanding. This study suggests reforming recitation materials, counseling on zakat mal by zakat institutions, and improving religious education to improve people's understanding of zakat mal.
Co-Authors Imtihanah, Ani Nurul Nanda Tiara Dewi Putri Rahmawati Rana Asmaul Latif Suci Hayati