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All Journal E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Jurnal Ilmiah Manajemen Dan Kewirausahaan
Thomas Andrian
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Religion Economics, Econometrics & Finance Environmental Science Public Health Social Sciences

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Analisis Perilaku Penggunaan Uang Non-Tunai (Studi Kasus Mahasiswa Universitas Lampung) Putri, Reisyah Marisca; Thomas Andrian; Imam Awaluddin
E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Vol. 3 No. 3 (2025): Vol.3 No.3 (2025)
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/efebe.v3i3.265

Abstract

The rapid advancement of technology in Indonesia’s financial sector, particularly through electronic money and non-cash instruments, has accelerated the shift in transaction patterns—especially since the launch of the National Non-Cash Movement (GNNT) by Bank Indonesia and the government in 2014 to promote an efficient, secure, and inclusive digital payment system. Generation Z, especially university students with a financial literacy index of 70.19% (OJK), demonstrates high adaptability to this transition. This study employs multiple linear regression to analyze the influence of income, perceived ease of use, perceived risk, and consumption expenditure on the use of non-cash payments. The findings show that income, perception, and consumption expenditure have a positive and significant effect on non- cash payment usage, shaping digital financial behavior among the youth and offering strategic insights for policymakers and financial institutions to strengthen the development of the non-cash ecosystem.
Analisis Faktor-Faktor Yang Memengaruhi Foreign Direct Investment Tingkat Provinsi di Indonesia Nyamando, Yasidik; Thomas Andrian
E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Vol. 3 No. 3 (2025): Vol.3 No.3 (2025)
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/efebe.v3i3.274

Abstract

This study aims to analyze the factors that influence the analysis of factors that influence foreign direct investment at the provincial level in Indonesia. The data used is panel data from 34 provinces in Indonesia during the period 2014-2023. The analysis method used is dynamic panel data regression with the Generalized Method of Moment approach, using the variables of gross regional domestic product per capita, inflation, human development index, provincial minimum wage, ICT development index, road length, and FDI in the previous year. The results showed that the variables of gross regional domestic product per capita, inflation, road length, and FDI in the previous year had a positive and significant effect on foreign direct investment, while the provincial minimum wage had a negative and significant effect on foreign direct investment. However, the variables of human development index and ICT development index have no significant effect on foreign direct investment.
Evaluasi Dampak Pembangunan Kawasan Ekonomi Khusus terhadap Pertumbuhan Ekonomi di Provinsi Kepulauan Riau Muhammad Mufti Hudani; Nindya Eka Sobita; Vitriyani Tri Purwaningsih; Thomas Andrian
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 1 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i1.5004

Abstract

Special Economic Zones (SEZs) are designated areas within Indonesia established to perform specific economic functions and granted special incentives. The Indonesian government promotes equitable growth through various strategies, including SEZ development. The Riau Islands Province (Kepri) hosts the highest number of SEZs in the country. This decision reflects strategic considerations, as the province offers strong potential for SEZ expansion. Its geographic advantage along major international shipping routes and near Singapore and Malaysia makes Kepri a key hub for national and regional economic growth. Additionally, the province benefits from relatively developed infrastructure and strong local government commitment to SEZ support. This study evaluates the impact of SEZs on economic growth in the Riau Islands Province using a Difference-in-Differences (DiD) linear regression approach at the district/city level. The results show that, after SEZs became operational, districts/cities with SEZs recorded an average economic growth rate 0.135 percentage points higher than those without SEZs.
Co-Authors Imam Awaluddin Muhammad Mufti Hudani Nindya Eka Sobita Nyamando, Yasidik Putri, Reisyah Marisca Vitriyani Tri Purwaningsih