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The Effect of Financial Literacy on The Financial Performance of Msmes Palopo City Erna; Goso; Ibrahim Halim
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.6917

Abstract

This study aims to determine the influence of financial literacy on the financial performance of MSMEs in Palopo City. The data used in this study is primary data of 99 MSMEs in the Pancasila Field, Palopo City. The sampling technique used is a technique based on convenience. The method used to analyze the relationship between independent variables and dependent variables is the simple linear regression method. The results of the analysis with SmartPLS show that financial literacy has a positive and significant effect on the performance of MSMEs in Palopo City. This shows that the importance of a business to have knowledge of finance is related to how recording techniques, bookkeeping, the level of business debt and the budget needed in running a business.
The Effect of Financial Literacy on The Financial Performance of Msmes Palopo City Erna; Goso; Ibrahim Halim
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.6917

Abstract

This study aims to determine the influence of financial literacy on the financial performance of MSMEs in Palopo City. The data used in this study is primary data of 99 MSMEs in the Pancasila Field, Palopo City. The sampling technique used is a technique based on convenience. The method used to analyze the relationship between independent variables and dependent variables is the simple linear regression method. The results of the analysis with SmartPLS show that financial literacy has a positive and significant effect on the performance of MSMEs in Palopo City. This shows that the importance of a business to have knowledge of finance is related to how recording techniques, bookkeeping, the level of business debt and the budget needed in running a business.
PENGARUH MOTIVASI DAN KOMPETENSI TERHADAP PRESTASI AKADEMIK MAHASISWA Dian Reski; Muhammad Kasran; Ibrahim Halim
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 2 (2025): Edisi Mei - Agustus 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i2.5711

Abstract

Fenomena prestasi akademik mahasiswa adalah adanya pengaruh lingkungan, Tingkat stres yang tinggi dapat mengganggu konsentrasi dan kinerja akademik, Pengaruh Sosial dan Ekonomi, yang mengakibatkan penurunan prestasi belajar mahasiswa yang dapat dilihat dari nilai akhir. Penelitian ini bertujuan untuk mengetahui (1) pengaruh motivasi terhadap prestasi akademik mahasiswa, (2) untuk mengetahui pengaruh kompetensi terhadap prestasi akademik mahasiswa, (3) untuk mengetahui penerapan motivasi dan kompetensi terhadap prestasi akademik mahasiswa. Penelitian ini menggunakan metode Kuantitatif sedangkan teknik pengumpulan data menggunakan kuesioner. Hasil penelitian ini (1) Variabel Motivasi berpengaruh positif dan signifikansi terhadap ptrestasi akademik mahasiswa, (2) Variabel Kompetensi berpengaruh negatif dan signifikansi terhadap prestasi akademik mahasiswa, (3) Variabel Motivasi dan Kompetensi berpengaruh positif dan signifikansi terhadap prestasi akademik mahasiswa.