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All Journal NOTARIUS Eksekusi : Journal Of Law
Amalia, Ardina Nur
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Arts Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

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THE EFFECTIVENESS OF VERZET LEGAL REMEDIES IN PROTECTING THE DEFENDANT'S RIGHTS AGAINST A VERDICT OF VERSTEK AFTER PERMA NUMBER 7 OF 2022 Amalia, Ardina Nur
EKSEKUSI Vol 7, No 1 (2025): Eksekusi : Journal Of Law
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/je.v7i1.37327

Abstract

The implementation of the principles of speedy, simple, and low cost justice in civil cases is often hampered by administrative obstacles, especially in the process of summoning the parties. Responding to these problems, the Supreme Court issued Supreme Court Regulation (PERMA) Number 7 Year 2022 as a form of digital transformation of the judiciary, which replaces most conventional processes with an electronic system (e-Court). This research examines the effectiveness of the verzet legal remedy in protecting the defendant's rights against a verdict after the implementation of the PERMA. The focus of the discussion includes changes in the summoning mechanism, its impact on the verstek verdict, and the extent to which the e-Court system is able to contribute to access to justice. Although electronic summons provides efficiency and legal certainty, there are challenges faced by defendants, such as technological limitations, digital literacy, and various other technical obstacles that have the potential to reduce the effectiveness of verzet as an instrument of legal protection. It is important to ensure that the e-Court system is truly inclusive, easily accessible, and accompanied by adequate socialization so that the rights of the defendants are protected fairly and proportionally in the modern judicial process.Keywords: Verzet; Verstek Decision; Electronic Court System; Access to Justice.
Implementasi Perjanjian Asuransi Jiwa pada Tertanggung yang Meninggal dengan Hutang Pinjaman Polis Amanullah, Mirza; Amalia, Ardina Nur
Notarius Vol 19: Special Issue (2026) : Dinamika Perkembangan Hukum Profesi Notaris dan PPAT
Publisher : Program Studi Magister Kenotariatan, Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/nts.v19i0.49581

Abstract

ABSTRACTIn economic development, risks may arise that can cause losses. There are other parties or institutions that are considered the best in risk management, namely insurance institutions, one of which is PT Asuransi Jiwasraya. This research uses an empirical juridical approach and qualitative analysis methods. PT Asuransi Jiwasraya provides limits and requirements for life insurance policies that can be used as collateral. PT Asuransi Jiwasraya as the guarantor is obliged to fulfill its obligations if the insured dies before the loan is completed. PT Asuransi Jiwasraya as the creditor controls the debtor's insurance policy. If the insured dies and has debts, Jiwasraya as the creditor has the right to disburse the cash value.Keywords: Agreement; Insurance; Policy Loans.ABSTRAKPerkembangan ekonomi memungkinan timbulnya suatu risiko yang dapat menimbulkan kerugian. Terdapat pihak atau lembaga lain yang dianggap paling baik dalam pengelolaan risiko, yaitu lembaga asuransi, salah satunya PT Asuransi Jiwasraya. Penelitian ini menggunakan metode pendekatan yuridis empiris dan metode analisis kualitatif. PT Asuransi Jiwasraya memberikan batasan dan persyaratan untuk polis asuransi jiwa yang dapat dijadikan sebagai suatu jaminan. PT Asuransi Jiwasraya selaku penanggumg wajib memenuhi kewajibannya jika tertanggung meninggal dunia sebelum terselesaikannya pinjaman. PT Asuransi Jiwasraya selaku kreditur melakukan penguasaan terhadap polis asuransi milik debitur, bila tertanggung meninggal dunia dan mempunyai hutang maka Jiwasraya selaku kreditur memiliki hak untuk melakukan pencairan nilai tunai.Kata Kunci: Perjanjian; Asuransi; Pinjaman Polis.
Co-Authors Amanullah, Mirza