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All Journal JIB : Journal Islamic Banking JURNAL MULTIDISIPLIN ILMU AKADEMIK
Mey Yunanda
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Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences

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Analisis Faktor-Faktor Yang Mempengaruhi Pendapatan UMKM Penjualan Telur Ayam Di Jalan Tempuling Mey Yunanda; Noni Artiya Syahputri; Pratiwi Ayu Ningtyas; Zainarti Zainarti
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 2 No. 4 (2025): Agustus
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v2i4.5424

Abstract

This study examines the factors that influence the income of MSMEs selling chicken eggs on Jalan Tuamang Medan. The livestock industry, especially raising hen farming, plays an important role in the economy and national food security by providing affordable and easily accessible sources of animal protein to the public. The study was conducted using observation and interview methods with egg traders who have been operating for several years. The results of the study indicate that factors such as product quality, sales location, marketing strategy, and consumer perceptions of the health and hygiene value of the product affect the income level of these MSMEs. In addition, the success of farmers in using available resources and expanding marketing networks through various channels also contributes to increasing income. Thus, strengthening marketing strategies and innovation in livestock management are the main keys to increasing the success and welfare of MSMEs selling chicken eggs in the area.
Analisis Perkembangan Produk dan Layanan Bank Syariah Di Pakistan Tri Wina Sabrina; Mey Yunanda; Ahyarul Juanda Sagala; Khaidar Rahmaini Jamila
Jurnal Perbankan Syariah Vol 5 No 2 (2025): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v5i2.1336

Abstract

Islamic banking in Pakistan has unique characteristics compared to other Muslim countries, as from its early development it was directed toward the Islamization of the entire national banking system. This study aims to analyze the development of Islamic banking products and services in Pakistan as well as the dynamics accompanying it. The research method employed is a descriptive qualitative approach through a literature review, utilizing secondary data obtained from books, scholarly articles, and relevant reports. The results indicate that Islamic banking in Pakistan has experienced significant growth, as reflected in the diversification of financing products such as murabahah, mudarabah, musharakah, and ijarah, as well as savings and investment services and Islamic financial instruments such as sukuk. In addition to functioning as commercial financial institutions, Islamic banks in Pakistan also perform a social role through the management of zakat, waqf, and Islamic social funds. Regulatory support from the State Bank of Pakistan has further contributed to the growth of this sector. Nevertheless, this development continues to face challenges, including limited Islamic financial literacy, the need for product innovation, and competition with conventional banks. This study is expected to contribute to the enrichment of academic literature on Islamic banking and to serve as a reference for the sustainable development of the Islamic banking industry in Pakistan.
Co-Authors Ahyarul Juanda Sagala Khaidar Rahmaini Jamila Noni Artiya Syahputri Pratiwi Ayu Ningtyas Tri Wina Sabrina zainarti zainarti