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All Journal Unram Law Review Perspektif Hukum
Manan, Najwa Septianingsih
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Law, Crime, Criminology & Criminal Justice Social Sciences

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Implementation of Credit Agreement with Civil Servant Appointment Decree Guarantee Manan, Najwa Septianingsih; Tanudjaja, Tanudjaja
Unram Law Review Vol 9 No 1 (2025): Unram Law Review (ULREV)
Publisher : Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ulrev.v9i1.394

Abstract

This study analyzes the legal review of credit agreements secured by the Appointment Decree of Civil Servants as collateral. The research method used is qualitative juridical normative with a statutory approach. The findings indicate that banks need to assess the repayment capacity of potential borrowers according to their ability, mainly when the SK PNS is used as loan collateral. The certainty of the civil servant's basic salary and the provision of a Salary Deduction Power of Attorney are key factors that assure the bank of the civil servant's ability to repay the credit debt.
Anak dan Kekerasan Seksual: Tinjauan Yuridis terhadap Perlindungan Hukum dalam Sistem Hukum Indonesia: Children and Sexual Violence: A Legal Review of Legal Protection in the Indonesian Legal System Manan, Najwa Septianingsih; Tanudjaja, Tanudjaja
Perspektif Hukum VOLUME 25 ISSUE 1
Publisher : Faculty of Law Hang Tuah University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/ph.v25i1.323

Abstract

This study aims to examine the legal perspectives on the urgency of legal protection for child victims of sexual violence. It employs a normative juridical approach with a focus on legislation. The findings underscore the necessity of establishing rehabilitation for child victims of sexual violence as a legal obligation. First, the mental and physical conditions of victims are vulnerable and require rehabilitation. Second, there are significant weaknesses when rehabilitation is incorporated into the concept of restitution. Third, there are no legal provisions mandating rehabilitation for child victims of sexual violence; currently, only perpetrators are required to undergo rehabilitation as part of their punishment. Consequently, there is no clear and definitive regulation regarding the obligation of the state to provide rehabilitation for child victims of sexual violence.
Co-Authors Tanudjaja, Tanudjaja