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Implementation of Credit Agreement with Civil Servant Appointment Decree Guarantee Manan, Najwa Septianingsih; Tanudjaja, Tanudjaja
Unram Law Review Vol 9 No 1 (2025): Unram Law Review (ULREV)
Publisher : Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ulrev.v9i1.394

Abstract

This study analyzes the legal review of credit agreements secured by the Appointment Decree of Civil Servants as collateral. The research method used is qualitative juridical normative with a statutory approach. The findings indicate that banks need to assess the repayment capacity of potential borrowers according to their ability, mainly when the SK PNS is used as loan collateral. The certainty of the civil servant's basic salary and the provision of a Salary Deduction Power of Attorney are key factors that assure the bank of the civil servant's ability to repay the credit debt.
Urgensi Beban Pembuktian Terbalik Atas Kewenangan Jaksa Penuntut Umum Pada Tindak Pidana Korupsi Kuncoro Retno, Krisdiyansari; Octarina, Nynda Fatmawati; Manan, Najwa Septianingsih
Jurnal Media Informatika Vol. 6 No. 3 (2025): Jurnal Media Informatika
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jumin.v6i3.6515

Abstract

Tindak pidana korupsi sebagai extraordinary crime membutuhkan strategi hukum yang luar biasa, salah satunya melalui mekanisme pembuktian terbalik. Penelitian ini bertujuan untuk menganalisis ruang lingkup kewenangan Jaksa Penuntut Umum dalam penerapan pembuktian terbalik serta mengkaji bagaimana perlindungan hukum terhadap terdakwa tetap dijamin dalam proses peradilan pidana. Metode yang digunakan adalah penelitian yuridis normatif dengan pendekatan terhadap peraturan perundang-undangan, doktrin, dan putusan pengadilan yang relevan. Hasil penelitian menunjukkan bahwa kewenangan pembuktian terbalik hanya berlaku untuk aspek pembuktian asal-usul kekayaan terdakwa yang tidak wajar, tanpa menggugurkan kewajiban Jaksa untuk membuktikan unsur delik pokok dan tetap menjunjung asas praduga tak bersalah. Perlindungan hukum terdakwa dijamin melalui prinsip fair trial, proporsionalitas, serta hak atas pembelaan yang seimbang. Simpulan dari penelitian ini menekankan pentingnya penguatan regulasi dan pedoman teknis agar mekanisme pembuktian terbalik dapat diterapkan secara adil, terukur, dan tidak melanggar hak konstitusional terdakwa.
Anak dan Kekerasan Seksual: Tinjauan Yuridis terhadap Perlindungan Hukum dalam Sistem Hukum Indonesia: Children and Sexual Violence: A Legal Review of Legal Protection in the Indonesian Legal System Manan, Najwa Septianingsih; Tanudjaja, Tanudjaja
Perspektif Hukum VOLUME 25 ISSUE 1
Publisher : Faculty of Law Hang Tuah University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/ph.v25i1.323

Abstract

This study aims to examine the legal perspectives on the urgency of legal protection for child victims of sexual violence. It employs a normative juridical approach with a focus on legislation. The findings underscore the necessity of establishing rehabilitation for child victims of sexual violence as a legal obligation. First, the mental and physical conditions of victims are vulnerable and require rehabilitation. Second, there are significant weaknesses when rehabilitation is incorporated into the concept of restitution. Third, there are no legal provisions mandating rehabilitation for child victims of sexual violence; currently, only perpetrators are required to undergo rehabilitation as part of their punishment. Consequently, there is no clear and definitive regulation regarding the obligation of the state to provide rehabilitation for child victims of sexual violence.