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LITERASI DAN HEDONISME TERHADAP PERILAKU KEUANGAN: PERAN INTERVENSI LOCUS OF CONTROL Kinanti, Kartika Ayu; Chandra, Yulian Ade; Al Maidah, Firdaus; Nareswari, Ayu
Jurnal Ekonomi dan Bisnis Indonesia Vol 10 No 1 (2025): JURNAL EKONOMI DAN BISNIS INDONESIA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Teknologi Sumbawa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37673/jebi.v10i1.6111

Abstract

Globalization has enhanced economic development worldwide, including in Indonesia. Yet, people increasingly find it difficult to differentiate between wants and actual needs. As financial capacity and education levels grow annually in Indonesia, this study investigates how financial literacy and hedonism impact financial management behavior, with locus of control as a mediating factor. Targeting working women in Jember Regency, the study applied Malhotra's sampling rule, selecting 200 respondents based on 20 indicators. Structural Equation Modeling (SEM) using SmartPLS was employed to analyze the data. Findings reveal that financial literacy and hedonistic tendencies influence financial management behavior, with locus of control playing a significant mediating role.
Transformasi Digital dan Teknologi Produksi IKM “Yas Mey” Menuju Industri Rumah Tangga 4.0 Al Maidah, Firdaus; Kartika Ayu Kinanti; Ria Meilan; Alfi Yusrian; Ananda Viza Oktavia
Jurnal Abdimas Prakasa Dakara Vol. 5 No. 2 (2025): Membangun Kemandirian Komunitas: Sinergi Digital, Partisipatif, dan Kultural da
Publisher : LPPM STKIP Kusuma Negara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37640/japd.v5i2.2509

Abstract

Program Pengabdian Masyarakat Pemula ini dilaksanakan dengan tujuan meningkatkan kapasitas produksi, memperluas pemasaran, dan memperbaiki manajemen keuangan pada IKM Yas Mey Rengginang di Kabupaten Lumajang. Metode pelaksanaan terbagi dalam lima tahap, yaitu sosialisasi, pelatihan, penerapan teknologi, pendampingan dan evaluasi, serta strategi keberlanjutan. Hasil kegiatan menunjukkan adanya peningkatan produksi sebesar 80% melalui penggunaan mesin pengering, terbentuknya akun Google Maps sebagai sarana identitas digital usaha, serta meningkatnya pemahaman mitra dalam menghitung Harga Pokok Produksi (HPP) sebagai dasar pengelolaan keuangan. Program ini tidak hanya memberikan solusi terhadap permasalahan teknis dan manajerial yang dihadapi mitra, tetapi juga mendorong kemandirian dan keberlanjutan usaha dalam jangka panjang. Dengan capaian ini, diharapkan mitra dapat lebih kompetitif dalam menghadapi persaingan pasar serta menjadi contoh praktik baik bagi pelaku usaha rumah tangga sejenis.
The The Influence of Economic Growth, Education and Health on Poverty in East Java Province Ifa, Khoirul Ifa; Al Maidah, Firdaus
OECONOMICUS Journal of Economics Vol. 7 No. 2 (2023): (June) edisi 14
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2023.7.2.157-170

Abstract

The problem studied in this study is, How does economic growth, education and health influence poverty in East Java Province. The purpose of this study was to determine the effect of economic growth, education and health on poverty in East Java Province. The research method used is using Panel Data Analysis, by choosing the best model, namely comment effect, fixed effect and random effect, selecting the best regression model using the Chow test, Hausman test and LM test. The results showed that economic growth has an effect on poverty, education also has an effect on poverty and health also has an effect on poverty.