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All Journal Sahmiyya: Jurnal Ekonomi dan Bisnis Agrifo: Jurnal Agribisnis Universitas Malikussaleh
Rahmah, Hatma Aura
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Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Education

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Challenges and Solutions to the Sharia Financial Technology Risk Management Model in Indonesia Rahmah, Hatma Aura
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 4, No 1 Mei 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

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Abstract

 Fintech syariah mengalami pertumbuhan pesat di Indonesia, memberikan peluang besar dalam memperluas akses keuangan berbasis syariah. Namun, perkembangan ini juga diiringi berbagai tantangan, terutama dalam aspek manajemen risiko yang mencakup kepatuhan syariah, risiko operasional, keamanan data, dan reputasi. Penelitian ini bertujuan untuk menganalisis tantangan tersebut serta mengidentifikasi solusi yang dapat diterapkan guna meningkatkan stabilitas dan keberlanjutan fintech syariah. Metode yang digunakan adalah kualitatif dengan pendekatan literature review, yang mengkaji berbagai penelitian terdahulu terkait manajemen risiko fintech syariah. Hasil penelitian menunjukkan bahwa regulasi yang adaptif, peningkatan infrastruktur teknologi, serta strategi mitigasi risiko yang lebih sistematis merupakan faktor penting dalam mengelola risiko fintech syariah. Selain itu, edukasi dan literasi keuangan digital menjadi elemen penting dalam meningkatkan kepercayaan masyarakat terhadap fintech syariah. Implementasi strategi yang tepat akan mendukung pertumbuhan industri ini secara berkelanjutan serta memastikan kepatuhan terhadap prinsip-prinsip syariah
APPLICATION OF SWOT ANALYSIS AND MILKSFISH TRADING STRATEGY IN INDONESIA Rahmah, Hatma Aura
Agrifo : Jurnal Agribisnis Universitas Malikussaleh Vol. 7 No. 2 (2022): November 2022
Publisher : LPPM Universitas Malikussaleh - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/ag.v7i2.5712

Abstract

Milkfish is the leading fishery commodity in Indonesia, so there are many people who clear land for milkfish cultivation. Milkfish has a specialty because of its high nutritional and nutritional content. In the national fishery sector, aquaculture plays an important role with the average national milkfish consumption level of 1.40 kg/capita with market absorption at the household level of 352,718 tons. In milkfish cultivation, various preparations and good considerations are needed. SWOT analysis is the right method to see the development of aquaculture trade in Indonesia. through SWOT analysis is able to provide the concept of strategic planning on the results of the analysis of the company's strategic factors (strengths, weaknesses, opportunities and threats). With the strategy, the trade system will facilitate mobilization activities to facilitate channels and can provide more satisfaction to consumers. However, in marketing fishery products, various specific problems are faced because they are caused by the characteristics of fishery commodities. Therefore, a sustainable marketing strategy is needed to improve the economy and welfare for them.
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