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p-Index From 2020 - 2025
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All Journal Journal of Accounting and Finance Management (JAFM)
Adeline Yusuf, Keona
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Economics, Econometrics & Finance

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Merger InJourney Airports: Optimalisasi Sinergi Operasional dan Keuangan dalam Industri Aviasi Indonesia Ivan Kurniawan, Abraham; Mathew Hadap, Billy; Morgan Gemiartha, Celine; Edbert Sudarsono, Jethson; Adeline Yusuf, Keona; Linawati, Nanik
Journal of Accounting and Finance Management Vol. 6 No. 2 (2025): Journal of Accounting and Finance Management (May - June 2025)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v6i2.1914

Abstract

Penelitian berjudul "Merger InJourney Airports: Optimalisasi Sinergi Operasional dan Keuangan dalam Industri Aviasi Indonesia" mengkaji penggabungan PT Angkasa Pura I dan PT Angkasa Pura II menjadi InJourney Airports pada September 2024. Penggabungan ini bertujuan meningkatkan efisiensi operasional, kinerja keuangan, dan kualitas layanan di sektor aviasi Indonesia. Penelitian menggunakan pendekatan kualitatif deskriptif dengan menganalisis data sekunder, seperti laporan keuangan, laporan kinerja, dan publikasi media periode 2020-2024. Hasil penelitian menunjukkan bahwa penggabungan berhasil meningkatkan efisiensi operasional melalui standarisasi prosedur operasional dan teknologi, seperti sistem check-in digital yang mengurangi waktu tunggu penumpang hingga 15%. Kinerja keuangan juga meningkat, ditunjukkan oleh kenaikan Return on Assets dari 4,5% pada 2023 menjadi 4,8% pada 2024 dan Return on Equity dari 8,2% menjadi 9,0%. Proses due diligence efektif meminimalkan risiko, sementara investasi teknologi mendukung peningkatan kualitas layanan. Penelitian ini menyimpulkan bahwa penggabungan InJourney Airports mencapai sinergi operasional dan keuangan, memperkuat daya saing global.
Factors Influencing the Adoption of Digital Banking: Generation Z in Surabaya Kurniawan, Abraham Ivan; Morgan Gemiartha, Celine; Edbert Sudarsono, Jethson; Wijaya, Joshua; Adeline Yusuf, Keona; Linawati, Nanik
Journal of Accounting and Finance Management Vol. 6 No. 2 (2025): Journal of Accounting and Finance Management (May - June 2025)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v6i2.1915

Abstract

The study titled "Factors Influencing the Adoption of Digital Banking: Generation Z in Surabaya" examines the influence of digital financial literacy comprising financial knowledge, financial behavior, and financial attitude on the interest in adopting digital banking services among Generation Z in Surabaya. A quantitative research method was employed using a survey approach. The respondents consisted of 115 individuals aged 18–28 years in Surabaya, selected through purposive sampling. Data were collected via online questionnaires and analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method with SmartPLS. The results indicate that financial behavior and financial attitude significantly influence the interest in using digital banking, while financial knowledge shows no significant effect. These findings offer valuable insights for digital banking service providers to tailor strategies that align with the financial behavior and preferences of young users.
Co-Authors Edbert Sudarsono, Jethson Ivan Kurniawan, Abraham Kurniawan, Abraham Ivan Mathew Hadap, Billy Morgan Gemiartha, Celine Nanik Linawati Wijaya, Joshua