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All Journal Jurnal Pelayanan dan Pengabdian Masyarakat (Pamas) Journal of Accounting and Finance Management (JAFM)
Kurniawan, Abraham Ivan
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science

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Factors Influencing the Adoption of Digital Banking: Generation Z in Surabaya Kurniawan, Abraham Ivan; Morgan Gemiartha, Celine; Edbert Sudarsono, Jethson; Wijaya, Joshua; Adeline Yusuf, Keona; Linawati, Nanik
Journal of Accounting and Finance Management Vol. 6 No. 2 (2025): Journal of Accounting and Finance Management (May - June 2025)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v6i2.1915

Abstract

The study titled "Factors Influencing the Adoption of Digital Banking: Generation Z in Surabaya" examines the influence of digital financial literacy comprising financial knowledge, financial behavior, and financial attitude on the interest in adopting digital banking services among Generation Z in Surabaya. A quantitative research method was employed using a survey approach. The respondents consisted of 115 individuals aged 18–28 years in Surabaya, selected through purposive sampling. Data were collected via online questionnaires and analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method with SmartPLS. The results indicate that financial behavior and financial attitude significantly influence the interest in using digital banking, while financial knowledge shows no significant effect. These findings offer valuable insights for digital banking service providers to tailor strategies that align with the financial behavior and preferences of young users.
Pendampingan Pelatihan Pengelolaan Stok Usaha Menggunakan Microsoft Excel untuk Perusahaan Green Naturale Gemiartha, Celine Morgan; Kurniawan, Abraham Ivan; Yusuf, Keona Adeline; Hadap, Billy Mathew; Malelak, Mariana Ing
Jurnal Pelayanan dan Pengabdian Masyarakat (Pamas) Vol 9, No 4 (2025): Jurnal Pelayanan dan Pengabdian Masyarakat (PAMAS)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM Universitas Respati Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52643/pamas.v9i4.6025

Abstract

Inefficient stock recording can result in deadstock, therefore it is important for business owners to have systematic inventory record management. So, this community service activity aims to solve Green Naturale's problems related to managing records, making profit and loss reports, and analyzing stock turnover. To answer the needs, students conducted intensive training for 3 weeks to increase the knowledge of MSME owners related to Microsoft Excel and its utilization in answering existing problems. For training assistance, students organized 3 meetings. At the first meeting, students explained basic knowledge related to Microsoft Excel, at the second meeting students conducted training on the use of Microsoft Excel templates, and at the last meeting the owner carried out practices and simulations ending with a question and answer session and evaluation. After the community service activity, the owner's ability to use Microsoft Excel has increased significantly and this has an impact on managing inventory records more efficiently, recording accurate and transparent profit and loss and analyzing better inventory turnover
Co-Authors Adeline Yusuf, Keona Edbert Sudarsono, Jethson Gemiartha, Celine Morgan Hadap, Billy Mathew Mariana Ing Malelak Morgan Gemiartha, Celine Nanik Linawati Wijaya, Joshua yusuf, keona adeline