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All Journal AKADEMIK: Jurnal Mahasiswa Humanis As-Syirkah: Islamic Economic & Financial Journal
Fadila, Rifka
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Metode Pemberdayaan Komunitas Berbasis Digital melalui Youth Idea Community (YIC) Indonesia Alwasili, Abdulah; Rahmawati, Tia; Rahmatullah, Muhammad Arif; Febriyanti, Melani; Fadila, Rifka
AKADEMIK: Jurnal Mahasiswa Humanis Vol. 5 No. 2 (2025): AKADEMIK: Jurnal Mahasiswa Humanis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmh.v5i2.1402

Abstract

This study examines the positive contribution of Youth Idea Community (YIC) Indonesia in empowering digital-based communities through development methods, active innovation, and positive collaboration. This community empowerment initiative focuses on improving digital literacy, creativity, and social participation through programs that include education, social issues, general knowledge, and literacy improvement. By implementing a three-pillar impact-ready scheme (development programs, learning, and collaboration) and the Zenius Learning model, this initiative has succeeded in creating an ecosystem that encourages independence and self-confidence. The findings in this study indicate that a technology-based collaborative approach can effectively address geographical and cultural challenges while increasing the capacity of the younger generation to thrive in the digital era.
Analisis Kinerja Keuangan Perusahaan Umum Daerah (PERUMDA) Air minum di Provinsi Sumatera Utara fadila, Rifka; Sari, Anggun; Regina, Regina; husna, nur; Erwinsyah, Erwinsyah
As-Syirkah: Islamic Economic & Financial Journal Vol. 4 No. 4 (2025): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/

Abstract

This study aims to analyze the influence of the Operational Ratio, Cash Ratio, Collection Effectiveness, and Solvency on the Return on Equity (ROE) of Regional Water Supply Companies (PERUMDA Air Minum) in North Sumatra Province. The research employed a quantitative approach using multiple linear regression analysis via SPSS software. Data were obtained from audited financial statements of PERUMDA Air Minum companies. The results show that all independent variables simultaneously have a significant effect on ROE, with an F-value of 7.830 and a significance level of < 0.001. Partially, the Operational Ratio has a significant negative effect, while Collection Effectiveness has a significant positive effect on ROE. The Cash Ratio was found to be insignificant. The coefficient of determination (R²) of 0.380 indicates that 38% of ROE variation is explained by the independent variables. After removing outliers through the boxplot test, the regression model satisfied classical assumption tests and showed normally distributed data. This research contributes empirical evidence emphasizing the importance of operational efficiency and collection performance in improving the financial outcomes of regional enterprises. The findings provide valuable insights for management in developing effective financial strategies while ensuring sustainable public service.
Co-Authors Alwasili, Abdulah Erwinsyah Erwinsyah Febriyanti, Melani Husna, Nur Rahmatullah, Muhammad Arif Rahmawati, Tia Regina Regina Sari, Anggun