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Adopsi Aplikasi Investasi oleh Investor Generasi Z dan Milenial : Analisis Berdasarkan Technology Acceptence Model (TAM) Ramadhan, Rico Putra; Putra, Iwan Setya
JOINS (Journal of Information System) Vol. 10 No. 1 (2025): Edisi Mei 2025
Publisher : Fakultas Ilmu Komputer, Universitas Dian Nuswantoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33633/joins.v10i1.12048

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Perceived Usefulness dan Perceived Ease of Use terhadap Intention to Use aplikasi Investasi Neo HOTS Mobile dengan Attitude Toward Using sebagai variabel intervening. Penelitian menggunakan pendekatan kuantitatif dengan metode pengumpulan data menggunakan survey, data dikumpulkan dengan menyebarkan kuesioner kepada 96 pengguna aplikasi Neo HOTS Mobile di Jawa Timur. Hasil dari penelitian ini menunjukan bahwa Perceived Usefulness tidak berpengaruh secara langsung terhadap Attitude Toward Using maupun Intention to Use, sementara Perceived Ease of Use berpengaruh signifikan terhadap Attitude Toward Using, tetapi tidak berpengaruh secara langsung terhadap Intention to Use. Selain itu Attitude Toward Using menunjukan pengaruh signifikan terhadap Intention to Use. Perceived Usefuless dan Perceived Ease of Use masing-masing menunjukan pengaruh tidak langsung terhadap Intention to Use melalui Attitude Toward Using.
What drives internal audit effectiveness? A systematic literature review of 20 years of evidence Ramadhan, Rico Putra
Jurnal Mantik Vol. 9 No. 1 (2025): May: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v8i5.6346

Abstract

Internal audit (IA) effectiveness is crucial in supporting good organizational governance. However, there are varied findings in the literature regarding the factors that influence IA effectiveness. This Systematic Literature Review (SLR) study aims to explore the factors driving internal audit (IA) effectiveness based on 20 years of evidence. Using data from 30 previous studies published from 2005-2025, the results are divided into three main findings. First QR 1, management support has been the most dominant factor for two decades, followed by IA independence and audit competence as the next dominant factors. Second QR 2, information technology (IT) emerged as the most prominent factor in studies between 2020-2025, explaining the shift toward new factors driving internal audit effectiveness. However, traditional factors such as management support remain relevant for now. Third QR 3, the findings emphasize the importance of synergy between management support and technology adoption to support internal audit, in addition to the need for regulators to develop future regulations that are adaptive to technological developments in internal audit practices
Can GoTo survive? Assessing financial performance and bankruptcy risks post-divesting Tokopedia Ramadhan, Rico Putra; Wahyuningsih, Sulistya Dewi
Jurnal Mantik Vol. 9 No. 2 (2025): August: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v8i6.6422

Abstract

This study examines the initial impact of Tokopedia's divestment following the acquisition of TikTok on PT GoTo's financial performance and bankruptcy risk. As Tokopedia is the second-largest revenue contributor to GoTo, this strategy has the potential to affect the company's financial condition. With a focus on financial performance and the risk of corporate bankruptcy, the research combines quantitative methods with case studies. The indicators used in this study include financial performance (ROA, ROE, NPM, QR, DAR, DER, TATO) and bankruptcy risk analyzed using the Grover model. Data was obtained from GoTo's annual financial statements for the period from 2022 to 2024. The results showed that GoTo's divestment of Tokopedia had a positive initial impact in terms of profitability and cost efficiency. This is evidenced by all the proposed indicators showing better results after GoTo divested Tokopedia. The Grover model also shows the transition of GoTo from the distress zone to the safe zone. These results are driven by the consolidation of the core business (Gojek & GoPay) as well as the support of government regulations and the improvement of post-COVID-19 on-demand conditions. The implications of this study provide insight for stakeholders regarding GoTo's financial resilience after the Tokopedia divestment and provide an early indication of financial risk mitigation for the future.