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All Journal Jurnal Hukum Ekonomi Syariah AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT
Naafisah, Didah Durrotun
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Economics, Econometrics & Finance

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The Concept of Digital Rupiah (Central Bank Digital Currency) as a Medium of Exchange in the Context of Sharia Economic Law Zayida, Muhammad Fakhriel; Naafisah, Didah Durrotun; Asro, M.; Athoillah, M. Anton
Jurnal Hukum Ekonomi Syariah Vol 9, No 1: Juni 2025 (In Process)
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v9i1.17695

Abstract

The development of digital technology has prompted central banks to develop Central Bank Digital Currency (CBDC), including in Indonesia with the introduction of Digital Rupiah. Although it has been legally recognized through Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (P2SK Law), its compatibility with Sharia Economic Law is still being debated. Therefore, this study aims to analyze the Digital Rupiah as a medium of exchange from the perspective of Islamic Economic Law, particularly in relation to public interest and the objectives of Sharia law. This study employs a descriptive-analytical qualitative method with a normative approach, examining relevant regulations and comparing the concept of the Digital Rupiah with principles in Islamic Economic Law based on literature reviews from academic sources, scientific journals, and official documents from the Bank of Indonesia. The results of the study indicate that the Digital Rupiah is consistent with the objectives of Sharia law, particularly in terms of hifzh al-mal (preserving wealth) through value stability and hifzh al-aql (preserving intellect) through transaction transparency and technology-based financial inclusion. Additionally, the Digital Rupiah enhances hifzh an-nafs (preserving life) through a safer financial system. The Digital Rupiah can be accepted under Islamic Economic Law, provided its implementation remains within the framework of justice, public interest, and is free from riba gharar and maisir. However, there are still several challenges faced by the Digital Rupiah, such as the need for further regulation regarding distribution, ownership, user protection, transaction mechanisms, and conversion, the need for digital security updates, and educating the public to ensure optimal distribution and usage.
Pendampingan Keterampilan Tentang Kompetensi Ijtihad Dalam Aspek Ilmu Mawaqit Ilmu Falak Pada Pondok Pesantren Di Kabupaten Sumedang Zulbaidah, Zulbaidah; Naafisah, Didah Durrotun
Amaliah: Jurnal Pengabdian Kepada Masyarakat Vol 9 No 1 (2025): Amaliah Jurnal: Pengabdian kepada Masyarakat
Publisher : LPPI UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v9i1.5240

Abstract

When discussing mawaqit in pesantren, it becomes clear that not all pesantren implement theory and practice in the same manner. One of these practices is when it's time for prayer. Astronomy is the idea of using arithmetic to calculate things within various Islamic rules. The purpose of this service is to use mentoring to help the community in Sumedang Regency better understand ijtihad and astronomy. The method used is qualitative, where the service provider is the main tool, sample, and data source. The results focus on meaning rather than generalization. The results of this investigation reveal that determining the direction of the Qibla mathematically is difficult in some places. Spherical astronomy and geography are the main issues with prayer direction. There are two ways to determine when the month in the Islamic calendar begins: the calculation method and the observation method. To know the time of Imsak, you also need to know the time of the Subuh prayer. Muslims often miscalculate the time of the Subuh prayer when trying to determine it. Some rules regarding the height of the sun were made by experts through ijtihad. The Ministry of Religious Affairs uses this ijtihad to determine when dawn begins, when true dawn light is visible on the eastern horizon before sunrise, and when the sun is below the eastern horizon until it is visible.
Co-Authors Asro, M. Athoillah, M. Anton Zayida, Muhammad Fakhriel Zulbaidah Zulbaidah, Zulbaidah