Garuda - Garba Rujukan Digital

The Concept of Digital Rupiah (Central Bank Digital Currency) as a Medium of Exchange in the Context of Sharia Economic Law Zayida, Muhammad Fakhriel; Naafisah, Didah Durrotun; Asro, M.; Athoillah, M. Anton
Jurnal Hukum Ekonomi Syariah Vol 9, No 1: Juni 2025 (In Process)
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v9i1.17695

The development of digital technology has prompted central banks to develop Central Bank Digital Currency (CBDC), including in Indonesia with the introduction of Digital Rupiah. Although it has been legally recognized through Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (P2SK Law), its compatibility with Sharia Economic Law is still being debated. Therefore, this study aims to analyze the Digital Rupiah as a medium of exchange from the perspective of Islamic Economic Law, particularly in relation to public interest and the objectives of Sharia law. This study employs a descriptive-analytical qualitative method with a normative approach, examining relevant regulations and comparing the concept of the Digital Rupiah with principles in Islamic Economic Law based on literature reviews from academic sources, scientific journals, and official documents from the Bank of Indonesia. The results of the study indicate that the Digital Rupiah is consistent with the objectives of Sharia law, particularly in terms of hifzh al-mal (preserving wealth) through value stability and hifzh al-aql (preserving intellect) through transaction transparency and technology-based financial inclusion. Additionally, the Digital Rupiah enhances hifzh an-nafs (preserving life) through a safer financial system. The Digital Rupiah can be accepted under Islamic Economic Law, provided its implementation remains within the framework of justice, public interest, and is free from riba gharar and maisir. However, there are still several challenges faced by the Digital Rupiah, such as the need for further regulation regarding distribution, ownership, user protection, transaction mechanisms, and conversion, the need for digital security updates, and educating the public to ensure optimal distribution and usage.

Pendampingan Keterampilan Tentang Kompetensi Ijtihad Dalam Aspek Ilmu Mawaqit Ilmu Falak Pada Pondok Pesantren Di Kabupaten Sumedang Zulbaidah, Zulbaidah; Naafisah, Didah Durrotun
Amaliah: Jurnal Pengabdian Kepada Masyarakat Vol 9 No 1 (2025): Amaliah Jurnal: Pengabdian kepada Masyarakat
Publisher : LPPI UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v9i1.5240

Ketika berbicara tentang mawaqit di pesantren, memuat fakta bahwa tidak semua pesantren menerapkan teori dan praktik. Salah satunya adalah praktik dalam aspek mawaqif. Adapun ilmu falak sebagai gagasan menggunakan aritmetika untuk menghitung hal-hal dalam berbagai aturan Islam. Tujuan pengabdian ini adalah untuk mengimplementasikan pendampingan untuk meningkatkan kompetensi ijtihad dalam pembelajaran ilmu mawaqit dan ilmu falak di Kabupaten Sumedang. Metode yang digunakan adalah metode kualitatif, di mana pengabdi adalah alat utama, sampel, dan sumber data. Hasilnya berfokus pada makna daripada generalisasi. Sehingga hasil pengabdian ini mengungkapkan bahwa menentukan arah kiblat secara matematis kompleks di beberapa tempat. Geografi adalah tantangan utama, tetapi astronomi bola juga dapat dilihat sebagai salah satu masalah dengan kiblat. Ada dua cara untuk mengetahui kapan bulan dalam kalender Islam dimulai yaitu metode perhitungan dan metode pengamatan. Untuk mengetahui waktu Imsak, perlu untuk mengetahui waktu shalat subuh. Umat Muslim sering keliru menentukan waktu shalat subuh saat mencoba menghitungnya. Beberapa aturan mengenai ketinggian matahari dibuat oleh para ahli melalui ijtihad. Kementerian Agama menggunakan ijtihad ini untuk menentukan kapan fajar mulai, kapan cahaya fajar sejati terlihat di ufuk timur sebelum matahari terbit, dan kapan matahari berada di bawah ufuk timur hingga ufuk yang terlihat.

The Concept of Digital Rupiah (Central Bank Digital Currency) as a Medium of Exchange in the Context of Sharia Economic Law Zayida, Muhammad Fakhriel; Naafisah, Didah Durrotun; Asro, M.; Athoillah, M. Anton
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 1: Juni 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v9i1.17695

The development of digital technology has prompted central banks to develop Central Bank Digital Currency (CBDC), including in Indonesia with the introduction of Digital Rupiah. Although it has been legally recognized through Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (P2SK Law), its compatibility with Sharia Economic Law is still being debated. Therefore, this study aims to analyze the Digital Rupiah as a medium of exchange from the perspective of Islamic Economic Law, particularly in relation to public interest and the objectives of Sharia law. This study employs a descriptive-analytical qualitative method with a normative approach, examining relevant regulations and comparing the concept of the Digital Rupiah with principles in Islamic Economic Law based on literature reviews from academic sources, scientific journals, and official documents from the Bank of Indonesia. The results of the study indicate that the Digital Rupiah is consistent with the objectives of Sharia law, particularly in terms of hifzh al-mal (preserving wealth) through value stability and hifzh al-aql (preserving intellect) through transaction transparency and technology-based financial inclusion. Additionally, the Digital Rupiah enhances hifzh an-nafs (preserving life) through a safer financial system. The Digital Rupiah can be accepted under Islamic Economic Law, provided its implementation remains within the framework of justice, public interest, and is free from riba gharar and maisir. However, there are still several challenges faced by the Digital Rupiah, such as the need for further regulation regarding distribution, ownership, user protection, transaction mechanisms, and conversion, the need for digital security updates, and educating the public to ensure optimal distribution and usage.

The Concept of Digital Rupiah (Central Bank Digital Currency) as a Medium of Exchange in the Context of Sharia Economic Law Zayida, Muhammad Fakhriel; Naafisah, Didah Durrotun; Asro, M.; Athoillah, M. Anton
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 1: Juni 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v9i1.17695

The development of digital technology has prompted central banks to develop Central Bank Digital Currency (CBDC), including in Indonesia with the introduction of Digital Rupiah. Although it has been legally recognized through Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (P2SK Law), its compatibility with Sharia Economic Law is still being debated. Therefore, this study aims to analyze the Digital Rupiah as a medium of exchange from the perspective of Islamic Economic Law, particularly in relation to public interest and the objectives of Sharia law. This study employs a descriptive-analytical qualitative method with a normative approach, examining relevant regulations and comparing the concept of the Digital Rupiah with principles in Islamic Economic Law based on literature reviews from academic sources, scientific journals, and official documents from the Bank of Indonesia. The results of the study indicate that the Digital Rupiah is consistent with the objectives of Sharia law, particularly in terms of hifzh al-mal (preserving wealth) through value stability and hifzh al-aql (preserving intellect) through transaction transparency and technology-based financial inclusion. Additionally, the Digital Rupiah enhances hifzh an-nafs (preserving life) through a safer financial system. The Digital Rupiah can be accepted under Islamic Economic Law, provided its implementation remains within the framework of justice, public interest, and is free from riba gharar and maisir. However, there are still several challenges faced by the Digital Rupiah, such as the need for further regulation regarding distribution, ownership, user protection, transaction mechanisms, and conversion, the need for digital security updates, and educating the public to ensure optimal distribution and usage.

Title

Found 4 Documents
Search

Abstract

Abstract

Abstract

Abstract

Title Search

Found 4 Documents Search

Abstract

Abstract

Abstract

Abstract

Title

Found 4 Documents
Search