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All Journal Jurnal Pengabdian Masyarakat dan Riset Pendidikan JURNAL AKADEMIK EKONOMI DAN MANAJEMEN
Rouli Pranatalia Simanjuntak
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Other

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PENGARUH PERTUMBUHAN EKONOMI SUMATERA UTARA PADA TAHUN 2009_2024 Rouli Pranatalia Simanjuntak; Joko Suharianto
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.5275

Abstract

This research aims to analyze the influence of Indonesia's economic growth during the 2009–2024 period on various macroeconomic indicators, such as unemployment rates, inflation, investment and community welfare. By using secondary data from the Central Statistics Agency (BPS), Bank Indonesia, and other relevant sources, this study adopts a quantitative approach with multiple linear regression analysis methods. The results of the research show that economic growth has a significant impact on reducing unemployment rates and increasing investment, although this is not always in line with increasing social welfare evenly. In addition, fluctuations in economic growth influenced by the 2008 global crisis, the COVID-19 pandemic, as well as political dynamics and fiscal policy have had a real impact on national economic stability. These findings emphasize the importance of inclusive and sustainable economic development strategies to maintain stability and improve long-term prosperity. economic growth in North Sumatra Province, focusing on specific periods and the factors that influence them. Data from the Central Statistics Agency of North Sumatra Province shows that North Sumatra's economic growth in the fourth quarter of 2021 reached 3.81% (y-on-y), driven by the Electricity and Gas Procurement sector, and 2.61% growth (c-to-c) overall in 2021, especially from the Information and Communication sector. However, the study also highlights the existence of economic disparities between sectors and the effect of inflation on growth. Several other studies have also examined the effect of economic growth on the Human Development Index (HDI) and factors such as poverty, unemployment, and investment. Further studies are needed to comprehensively understand the factors that drive North Sumatra's economic growth and how to optimize the potential of this region.
Analisis Pengaruh Penggunaan e-wallet Terhadap Pola Konsumsi Mahasiswa Universitas Negeri Medan di Era Digital: Penelitian Alexa Angelica Nababan; Wiliam Barker Hutabarat; Rouli Pranatalia Simanjuntak; M Yudi Fajri
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2943

Abstract

The rapid development of digital technology, particularly electronic wallets (e-wallets), has significantly transformed students’ consumption patterns. This study aims to analyze the influence of e-wallet usage on the consumption behavior of Universitas Negeri Medan students in the digital era. The main focus is to examine how usage intensity, ease of access, and promotional offers contribute to students’ consumptive tendencies. This research employs a qualitative phenomenological approach with a snowball sampling technique involving ten informants, complemented by descriptive data from one hundred survey respondents to strengthen field findings. Data were collected through in-depth interviews, observation, and transaction record analysis. The results reveal that most students use e-wallets (GoPay, OVO, DANA, ShopeePay, LinkAja) due to convenience, speed, and promotional incentives. The findings further indicate that e-wallet usage increases transaction frequency, triggers impulsive consumption behavior, and shifts spending from primary needs to lifestyle-oriented expenses. Although e-wallets provide efficiency in financial transactions, the lack of financial literacy makes students vulnerable to overspending. The study concludes that e-wallets are not the root cause of consumptive behavior but act as facilitators accelerating consumption processes. The implications highlight the importance of digital financial literacy and self-control in optimizing the benefits of e-wallets among students.
Co-Authors Alexa Angelica Nababan M Yudi Fajri Wiliam Barker Hutabarat