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All Journal Jurnal Pengabdian Masyarakat dan Riset Pendidikan Jurnal Media Akademik (JMA)
M Yudi Fajri
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Analisis Pengaruh Penggunaan e-wallet Terhadap Pola Konsumsi Mahasiswa Universitas Negeri Medan di Era Digital: Penelitian Alexa Angelica Nababan; Wiliam Barker Hutabarat; Rouli Pranatalia Simanjuntak; M Yudi Fajri
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2943

Abstract

The rapid development of digital technology, particularly electronic wallets (e-wallets), has significantly transformed students’ consumption patterns. This study aims to analyze the influence of e-wallet usage on the consumption behavior of Universitas Negeri Medan students in the digital era. The main focus is to examine how usage intensity, ease of access, and promotional offers contribute to students’ consumptive tendencies. This research employs a qualitative phenomenological approach with a snowball sampling technique involving ten informants, complemented by descriptive data from one hundred survey respondents to strengthen field findings. Data were collected through in-depth interviews, observation, and transaction record analysis. The results reveal that most students use e-wallets (GoPay, OVO, DANA, ShopeePay, LinkAja) due to convenience, speed, and promotional incentives. The findings further indicate that e-wallet usage increases transaction frequency, triggers impulsive consumption behavior, and shifts spending from primary needs to lifestyle-oriented expenses. Although e-wallets provide efficiency in financial transactions, the lack of financial literacy makes students vulnerable to overspending. The study concludes that e-wallets are not the root cause of consumptive behavior but act as facilitators accelerating consumption processes. The implications highlight the importance of digital financial literacy and self-control in optimizing the benefits of e-wallets among students.
Transformasi Digital Sebagai Strategi Peningkatan Daya Saing Industri Ekspor Ditengah Perubahan Nilai Tukar dan Suku Bunga: Penelitian Flowrensari Haggata Br Ginting; Saskia Bella; M Yudi Fajri; Bunga Madu Simanungkalit; Khairani Alawiyah Matondang
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.3088

Abstract

International trade today is no longer solely influenced by classical factors such as product quality and production costs, but also by global macroeconomic dynamics, particularly exchange rate fluctuations and interest rate changes. Indonesia’s export industry is highly vulnerable to these uncertainties, which requires sustainable strategies to maintain competitiveness. This study aims to answer the main research question: how can digital transformation serve as an effective strategy to strengthen the competitiveness of Indonesia’s export industry amid exchange rate volatility and interest rate fluctuations? The research employs a qualitative descriptive approach through a literature review, analyzing academic journals, reports from international financial institutions, and government publications. The findings reveal that digital transformation provides multiple advantages, including production efficiency, wider market access through digital platforms, improved supply chain transparency, and access to alternative non-conventional financing. These results highlight that digitalization is not merely a short-term solution, but rather a fundamental strategy to build sustainable competitiveness and adaptability for Indonesia’s export sector in the face of global economic uncertainty.
PENGARUH INFLASI TERHADAP TINGKAT PENGANGGURAN DI JAWA TENGAH Ainun Saskia Nasution; Essi Laura Amanda; Raymon Pernando Pasaribu; M Yudi Fajri; Muammar Rinaldi
Jurnal Media Akademik (JMA) Vol. 3 No. 6 (2025): JURNAL MEDIA AKADEMIK Edisi Juni
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v3i6.2138

Abstract

Sektor ketenagakerjaan merupakan salah satu indikator vital yang berperan penting dalam mengukur stabilitas ekonomi dan kesejahteraan masyarakat suatu daerah. Dengan dinamika ekonomi yang terus berkembang dan tantangan global yang semakin kompleks, masalah pengangguran menjadi perhatian utama bagi pemerintah daerah dalam merumuskan kebijakan ekonomi yang tepat sasaran. Tingkat pengangguran yang rendah menjadi indikator krusial dalam menilai kinerja perekonomian daerah, dimana keberhasilan ini tidak hanya diukur dari jumlah absolut pengangguran tetapi juga dari kemampuan menciptakan lapangan kerja yang berkelanjutan dan berkualitas. Penelitian ini bertujuan untuk menganalisis pengaruh variabel inflasi terhadap jumlah pengangguran di Provinsi Jawa Tengah periode 2009-2024. Inflasi dipandang sebagai faktor ekonomi makro yang berpotensi mempengaruhi stabilitas pasar tenaga kerja melalui dampaknya terhadap daya beli masyarakat, investasi, dan aktivitas ekonomi secara keseluruhan, sementara tingkat pengangguran mencerminkan kondisi riil pasar tenaga kerja yang harus dikelola secara optimal. Penelitian ini diharapkan dapat memberikan kontribusi pemahaman mengenai dinamika hubungan inflasi dan pengangguran dalam konteks ekonomi regional serta memberikan rekomendasi kebijakan bagi pemerintah daerah Jawa Tengah dalam mengoptimalkan strategi pengendalian inflasi dan program ketenagakerjaan untuk menciptakan stabilitas ekonomi yang berkelanjutan.
Co-Authors Ainun Saskia Nasution Alexa Angelica Nababan Bunga Madu Simanungkalit Essi Laura Amanda Flowrensari Haggata Br Ginting Khairani Alawiyah Matondang Muammar Rinaldi Raymon Pernando Pasaribu Rouli Pranatalia Simanjuntak Saskia Bella Wiliam Barker Hutabarat