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All Journal Jurnal Ilmiah Agroust Economic and Business Horizon
Wibowo, Wisnu Aji
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Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance

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PENGARUH DOSIS DAN KONSENTRASI PUPUK HAYATI TERHADAP PERTUMBUHAN DAN HASIL TANAMAN KACANG HIJAU (Vigna radiata L.) VARIETAS VIMA-1 Wibowo, Wisnu Aji; Darini, Maria Theresia; Pamungkas, Djoko Heru
JURNAL ILMIAH AGROUST Vol 1 No 2 (2017): October
Publisher : Universitas Sarjanawiyata Tamansiswa

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The research aims to study the interaction, effectivness dosage and concentration of biofertilizer diversity, to growth and production of mungbean. This reasearch was conducted in Wedomartani, Special Region of Yogyakarta in Oktober to Desember  2015, altitude of 120 m above sea level, temperature 24-32o C, relative humidity (RH) 73-89%, C2 Climate and Annual rainfall + 2.000 mm. The type of soil used Regosol and Kambisol, pH 6-7. The research was arranged in RCBD (Random Complete Block Design) in two factorial with three replicaton. The first factor was Rhzobium sp.’ dosage, with two level were 7,5 gram, and 15 gram per kg seedling. The second factor was liquid biofertilizer’ concentration , with four level were 0 %, 2,5%, 5%, and 7,5 %. Growth observation variable were plant height, number of nodules, nodule weight, number of effective nodule, number of leaves, leaf area, fresh weight, dry weight, and the number of pods. Production observation variable were fresh pod weight, dry pod weight, the amount of fresh seeds per pod, pods weight per plot, 100 seeds weight, harvest index, and leaf area index. Statistical analysis conducted on all data observations using ANOVA (Analysis of Variance) at the significant level of 5% followed by DMRT (Duncan’s Multiple Range Test) at the significant level of 5%. The results showed the combination have interaction and effectivness in adding biofertilizer diversity in growth and production of mungbean. The best treatment dosage and concentration in growth and production was 7,5g/kg Rhizobium sp., and 7,5% liquid biofertilizer’ concentration
Bank BRI Digital Transformation Strategy for Corporate QLola Application Decision-Making Syafaruddin, Frans Prayuda; Wibowo, Wisnu Aji; Indriani, Farida
Economic and Business Horizon Vol. 4 No. 2 (2025): May
Publisher : LifeSciFi

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This study examines the digital transformation strategy of Bank Rakyat Indonesia (BRI) in fostering corporate decision-making towards the adoption of the QLola application for business transactions. In response to rapid technological advancements and shifting customer behavior towards digital financial services, BRI launched the QLola platform as an integrated corporate digital banking solution. This research employs a qualitative approach, utilizing in-depth interviews and triangulation techniques with corporate users across various industries, including hospitality, seafood export, and agriculture sectors. The findings reveal that BRI's strategic focus on comprehensive digital transformation, including API integration and data-driven decision dashboards, has significantly enhanced corporate transaction efficiency and financial management transparency. Additionally, the study underscores that BRI's digital banking innovation not only strengthens its position in corporate banking services but also contributes to building a more inclusive and competitive national digital financial ecosystem. The novelty of this research lies in its emphasis on the correlation between digital banking transformation strategies and corporate decision-making processes, providing valuable insights for practitioners and academics in understanding the dynamics of digital financial services adoption.
Co-Authors Djoko Heru Pamungkas Farida Indriani Maria Theresia Darini Syafaruddin, Frans Prayuda