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All Journal Jurnal Pengabdian Masyarakat Bhinneka Jurnal Ilmu Ekonomi dan Bisnis (JUKONI)
Halawa, Herlinwati
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Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Public Health

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Dampak Literasi Keuangan Terhadap Pengelolaan Utang Rumah Tangga Dawolo, Asmiarni Putri; Sarumaha , Fanny Corsby Sella; Zebua, Jeli Susanti; Halawa, Herlinwati
Jurnal Ilmu Ekonomi dan Bisnis Vol. 2 No. 1 (2025): JUKONI - Februari
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v2i1.269

Abstract

Financial literacy plays an important role in helping individuals and families manage finances wisely, including in debt management. This study aims to analyze the impact of financial literacy on household debt management. Based on a literature review of various studies in the last five years, it is found that good financial literacy contributes to more effective financial decision-making, avoidance of excessive debt, and improved household welfare. Financial literacy not only influences the way households budget, but also provides a better understanding of the risks and benefits of using debt. As such, individuals with high levels of financial literacy tend to have better control over their finances and are able to manage debt more productively. The article draws on ten relevant academic journals to substantiate these findings and recommends the importance of ongoing financial education programs.
Edukasi Kenakalan Remaja dan Bahaya Narkotika Melalui Kegiatan Sosialisasi di Panti Asuhan Monaco Zalukhu, Yuterlin; Gulo, Yepi Martati; Hulu, Joviali Graceman; Halawa, Herlinwati; Ndruru, Yasaroziduhu; Buulolo, Seli Petrus; Harefa, Yosua Budiaman; Ndruru, Podiyanto; Gea, One Putra Notatema
Jurnal Pengabdian Masyarakat Bhinneka Vol. 3 No. 4 (2025): Bulan Juli
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v3i4.314

Abstract

Kenakalan remaja dan penyalahgunaan narkotika merupakan dua permasalahan sosial yang memiliki keterkaitan erat dan berdampak negatif terhadap perkembangan remaja. Kegiatan Pengabdian Kepada Masyarakat (PKM) ini dilaksanakan dengan tujuan untuk memberikan edukasi dan meningkatkan kesadaran kepada remaja di Panti Asuhan Monaco mengenai risiko kenakalan remaja serta bahaya penyalahgunaan narkotika. Metode yang digunakan dalam kegiatan ini meliputi ceramah interaktif, diskusi kelompok, pemutaran video edukatif. Hasil evaluasi menunjukkan bahwa peserta memperoleh pemahaman yang lebih baik mengenai materi yang disampaikan dan memberikan tanggapan positif atas kegiatan. Kegiatan ini dapat disimpulkan sebagai langkah preventif yang efektif dan relevan dalam membina karakter serta memperkuat ketahanan diri remaja terhadap pengaruh negatif lingkungan.
Co-Authors Buulolo, Seli Petrus Dawolo, Asmiarni Putri Gea, One Putra Notatema Gulo, Yepi Martati Harefa, Yosua Budiaman Hulu, Joviali Graceman Ndruru, Podiyanto Ndruru, Yasaroziduhu Sarumaha , Fanny Corsby Sella Zalukhu, Yuterlin Zebua, Jeli Susanti