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Pemberdayaan Usaha Kecil dan Mikro: Kendala yang Dihadapi dan Solusinya Rusmiati Rusmiati; Alya Putri Aiska; Dwi Citra Haryati; Thamara Idil Fitri Marliana
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 3 No. 3 (2025): September : Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v3i3.1681

Abstract

Small and Medium Enterprises (SMEs) have an important task in supporting national economic growth, creating jobs and supporting income redistribution. However, SMEs still experience various obstacles that can disrupt their competitiveness and development. This research aims to analyze and identify the main obstacles experienced by SMEs. The research method used in this research is descriptive qualitative. The research results stated that the obstacles experienced in optimizing the development scheme were time and motivation. Apart from thet, the entrepreneur is willing to put into practice what he has learned from training or mentoring in business management.
Analisis Pengaruh Inflasi dan Suku Bunga terhadap Pertumbuhan Ekonomi di Indonesia Dinda Dewi Santika; Alya Putri Aiska; Aisyah Tiara Kusuma; Gustina Masitoh; Feri Kurniawan
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 5 No. 3 (2025): Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v5i3.2186

Abstract

Inflation is an increase in the price of goods and services widely and sustainably in a certain period of time. Inflation has a significant influence on the economic growth of country, including Indonesia. The high level of inflation can cause instability in Indonesia’s economic growth. Interest rates are expenses and payments paid banks to customers who make product purchase dan salestransactions. generally interest rates are culculated according to a certain percentage within a certain period of time. In addition, interest rates also function as one of the aspects that influence the development and economic growth in Indonesia, both for the public and investors. This study aims to analyze the effect of inflation and interest rates on economic growth in Indonesia. The method used is a literaturee study with a descriptive qualitative approach. The results showed that inflation and interest rates had a positive influence on economic growth in Indonesia. Economic growth is reflected in increasing economic capacity in producing goods and services. Therefore, inflation control and interest rates are very important in encouraging economic growth. Strategies are needed to optimize the use of domestic products and improve export tariffs and limiting certain goods imports. The negative impact of inflation on the country’s economy includes the potential to desrease he welfare of the community, especially permanent income groups, due to the increase in price of goods that are not matched by increased income. In addition, inflation can worsen income inequality, therebyreducing the purchasing power of permanent income people.
Peran Sistem Pembiayaan dalam Peningkatan Mutu dan Penawaran Pendidikan Di Indonesia Dwi Citra Haryati; Alya Putri Aiska
Jurnal Pendidikan Ekonomi Undiksha Vol. 18 No. 1 (2026)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v18i1.110221

Abstract

Education financing plays a strategic role in improving the quality and expanding the offering of educational services in Indonesia. Unequal allocation of funds, particularly between urban and remote areas, remains a major challenge, impacting infrastructure quality, educator competency, and the provision of learning resources. This article aims to analyze how financing systems, whether from the government, community contributions, or internal school management, influence the quality and offering of education, and how collaboration between stakeholders strengthens the effectiveness of financing. The study employed a systematic literature review method, examining 10 relevant articles selected through a process of identification, screening, and thematic analysis. The results indicate that financing managed based on the principles of accountability, transparency, integrity, consistency, effectiveness, and efficiency contributes significantly to improving the quality of educational inputs, processes, and outputs. Furthermore, the approach of financing as an investment in human capital emphasizes the importance of education as a long-term investment in developing skills and national competitiveness. Other findings indicate that collaboration between the government, schools, parents, and the community through school-based management, open communication, and cross-sector partnerships is key to strengthening educational services and shaping student character. In conclusion, the quality and offering of quality education is the result of synergy between good financial management, strengthening human resource investment, and ongoing collaboration from all stakeholders