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Analisis Pengaruh Inflasi dan Suku Bunga terhadap Pertumbuhan Ekonomi di Indonesia Dinda Dewi Santika; Alya Putri Aiska; Aisyah Tiara Kusuma; Gustina Masitoh; Feri Kurniawan
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 5 No. 3 (2025): Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v5i3.2186

Abstract

Inflation is an increase in the price of goods and services widely and sustainably in a certain period of time. Inflation has a significant influence on the economic growth of country, including Indonesia. The high level of inflation can cause instability in Indonesia’s economic growth. Interest rates are expenses and payments paid banks to customers who make product purchase dan salestransactions. generally interest rates are culculated according to a certain percentage within a certain period of time. In addition, interest rates also function as one of the aspects that influence the development and economic growth in Indonesia, both for the public and investors. This study aims to analyze the effect of inflation and interest rates on economic growth in Indonesia. The method used is a literaturee study with a descriptive qualitative approach. The results showed that inflation and interest rates had a positive influence on economic growth in Indonesia. Economic growth is reflected in increasing economic capacity in producing goods and services. Therefore, inflation control and interest rates are very important in encouraging economic growth. Strategies are needed to optimize the use of domestic products and improve export tariffs and limiting certain goods imports. The negative impact of inflation on the country’s economy includes the potential to desrease he welfare of the community, especially permanent income groups, due to the increase in price of goods that are not matched by increased income. In addition, inflation can worsen income inequality, therebyreducing the purchasing power of permanent income people.
Pengembangan Usaha Koperasi Agar Dapat Mengenal Pasar dan Pesaing Rusmiati Rusmiati; Siti Kharisatul Ulya; Dinda Dewi Santika; Diah Ayu Pratama Putri
Jurnal Manajemen Kreatif dan Inovasi Vol. 3 No. 3 (2025): Juli: Jurnal Manajemen Kreatif dan Inovasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmki-widyakarya.v3i3.5240

Abstract

Strengthening the position of cooperatives as business entities that are responsive to market changes and capable of competing effectively requires a well-planned business development strategy. In facing the challenges of globalization and increasingly complex business competition, cooperatives can no longer rely solely on the principle of togetherness but must implement a modern managerial approach based on data and measurable strategies. This study aims to analyze how cooperatives develop their businesses by understanding market characteristics and competitor strategies through the application of operations management using the Balanced Scorecard (BSC) framework. The method used is a literature review with a qualitative descriptive approach, focusing on analyzing various literatures related to cooperative management, strategic management, and organizational performance measurement systems. The findings show that the Balanced Scorecard is effective as a tool to assist in formulating comprehensive strategies through four main dimensions: financial, customer, internal process, and learning and growth. With this approach, cooperatives can improve operational performance, gain deeper insights into market needs, respond appropriately to competition, and create long-term value for all their members.