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All Journal OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Mengabdi: Jurnal Hasil Kegiatan Bersama Masyarakat
Ratna Nilanjana Kurniathena
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Health Professions Social Sciences

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Sosialisasi Materi Literasi Keuangan dalam Pencatatan Keuangan Pribadi pada Siswa/i SMAN 8 Tambun Selatan Ossi Ferli; Antyo Pracoyo; Oktavia Ramadaniyah; Denni Samuel Rajagukguk; Ratna Nilanjana Kurniathena
MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat Vol. 3 No. 3 (2025): Juni : MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/mengabdi.v3i3.1347

Abstract

This community service activity aims to improve financial literacy among students of SMAN 8 Tambun Selatan through socialization of personal financial records. Based on initial identification, it was found that many students did not understand the importance of recording income and expenses, and were not used to preparing a monthly budget. Through an interactive counseling approach and evaluation questionnaire, students were provided with an understanding of the basic concepts of financial management, the importance of distinguishing needs and wants, and the practice of daily financial records. The evaluation results showed that 96.6% of students understood the material presented, and more than 60% expressed interest in starting regular financial records. This activity proves that financial literacy education can encourage changes in attitudes and financial behavior that are wiser from school age.
AI DISCLOSURE IMPROVES BANKING MARKET PERFORMANCE IN INDONESIA AND THE ROLE OF BANK AGE AS A VARIABLE AFFECTING PROFITABILITY AND PROFIT GROWTH Ossi Ferli; Erric Wijaya; Oktavia Ramadaniyah; Zhafira Ramadhani; Ratna Nilanjana Kurniathena
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 9 No 2 (2025): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

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Abstract

This study aims to analyze the effect of disclosure of the use of Artificial Intelligence (AI) technology in annual reports on the financial performance of banks listed on the Indonesia Stock Exchange in the period 2020-2024. Using a quantitative approach and panel data regression method, this study evaluates the relationship between the frequency of disclosure of AI-related terms (AIFREC) and financial performance indicators such as Return on Equity (ROE), Net Interest Income (NII), Price to Earning (P/E) and Total Expenses (TEXP). The results show that the frequency of AI disclosure has a significant impact on market perception (P/E ratio), and negatively affects ROE but positively affects market value. In addition, internal bank characteristics such as asset size, proportion of independent board, and bank age also influence the level of AI disclosure. This study emphasizes the importance of transparency and communication strategies in the adoption of AI technology as part of the digital transformation of the banking sector, and encourages the need for more uniform AI reporting standards to increase investor confidence and operational efficiency.
Co-Authors Antyo Pracoyo Denni Samuel Rajagukguk Erric Wijaya, Erric Ferli, Ossi Oktavia Ramadaniyah Zhafira Ramadhani