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Pengaruh Literasi Halal, Sertifikasi Halal, Ingredients, dan Kualitas Produk Terhadap Keputusan Pembelian pada Produk Food and Beverage di Kompleks Wisata Yogyakarta Gita Nika, Dila; Kamal, Al Haq; Wahyu Wibowo, Febrian; Yunadi, Ahmad
Journal of Islamic Economic and Law (JIEL) Vol. 2 No. 2 (2025): JIEL : Journal of Islamic Economic and Law
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/jiel.v2i2.1874

Abstract

The increasing awareness of the Muslim community on the importance of halal products encourages the need for assurance of halal aspects in food and beverage consumption, especially in tourist areas such as the Yogyakarta Palace. In this context, halal literacy, halal certification, information on ingredients, and product quality are important factors that influence consumer purchasing decisions. This study aims to analyze the influence of halal literacy, halal certification, ingredients, and product quality on purchasing decisions for food and beverage (F&B) products among visitors to the Yogyakarta Palace Tourism Complex. The background of this study is based on the importance of fulfilling halal aspects in the consumption of Indonesian Muslim society, especially in the era of globalization that demands caution in choosing food and beverage products. The research method used is quantitative with data collection techniques through questionnaires to 100 respondents. Data were analyzed using multiple linear regression and classical assumption tests through SPSS software. The results of the study showed that simultaneously, the four independent variables had a significant effect on purchasing decisions. Partially, the variables halal literacy, halal certification, and product quality had a positive and significant effect, while the ingredients variable showed an insignificant effect. This study provides important implications for business actors and certification institutions to improve consumer education and ensure the clarity and authenticity of halal certification on F&B products.
Pengaruh Penggunaan Fintech Payment dan Financial Knowledge terhadap Financial Management Behavior pada Pelajar Muslim di Yogyakarta Himatul Muna, Nur; Ismiati, Baiq; Wahyu Wibowo, Febrian; Kamal, Al Haq
Journal of Islamic Economic and Law (JIEL) Vol. 2 No. 2 (2025): JIEL : Journal of Islamic Economic and Law
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/jiel.v2i2.1875

Abstract

The development of digital financial technology (fintech) has influenced the way students manage their finances, including making payments and daily transactions. However, without adequate financial knowledge, the use of fintech can trigger consumer behavior. Therefore, it is important to examine the extent to which the use of fintech and financial literacy influence financial management behavior among Muslim students. This study aims to examine the influence of Fintech Payment and Financial Knowledge on the Financial Management Behavior of Muslim students in Yogyakarta. The research employed a quantitative approach and utilized a questionnaire as the data collection instrument, with a sample of 100 respondents. Data analysis was conducted using multiple linear regression with SPSS version 22. The results indicate that both Fintech Payment and Financial Knowledge have a significant effect on Financial Management Behavior. These findings emphasize the importance of utilizing financial technology and financial literacy from an early age to foster healthy financial behavior.