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All Journal Jurnal Pengabdian Kepada Masyarakat SEWAGATI
I Made Sudiksa
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Agriculture, Biological Sciences & Forestry Computer Science & IT Education Environmental Science Other

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LITERASI KEUANGAN DIGITAL: MENANGKAL JERATAN PINJAMAN ONLINE I Made Sudiksa; I Nyoman Sunarta; Gusi Putu Lestara Permana; I Made Suidarma; Ketut Elly Sutrisni; Ni Kadek Ayu Trisnadewi; I Gede K. Ananta Yoga
Sewagati Vol. 4 No. 1 (2025): Sewagati
Publisher : Fakultas Teknik dan Informatika Universitas PGRI Mahadewa Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59819/sewagati.v4i1.4848

Abstract

The rapid development of digital technology has led to the emergence of financial technology lending (fintech lending), including online loan services that offer convenience and accessibility. However, these conveniences often come with hidden risks, particularly for individuals with low financial literacy. This community service program was conducted in Sumerta Village, East Denpasar, Bali, aiming to increase public awareness and understanding of personal financial management and the dangers of illegal online loans. The program implemented an interactive educational approach through public seminars, direct discussions, and the use of printed and digital media such as posters and stickers. The activities successfully raised community awareness regarding how to identify legal and illegal loan platforms and how to manage personal finances more responsibly. The initiative also empowered local residents to become financial literacy advocates within their communities. Overall, this program demonstrates the importance of strengthening digital financial literacy at the grassroots level to protect communities from predatory lending practices and to build sustainable financial behavior.
EDUKASI PENGGUNAAN MEDIA SOSIAL BAGI PEMILIH PEMULA SEBAGAI SARANA KAMPANYE PEMILU SERENTAK 2024 DI DESA SUMERTA KELOD I Made Sudiksa; , I Nyoman Sunarta; Gusi Putu Lestara Permana; Ketut Elly Sutrisni; Kelvin Cahya Utomo
Sewagati Vol. 3 No. 1 (2024): Sewagati
Publisher : Fakultas Teknik dan Informatika Universitas PGRI Mahadewa Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59819/sewagati.v3i1.3792

Abstract

In an effort to ensure the success of the 2024 elections and the creation of peaceful democracy, one approach that can be taken is educating first-time voters on the use of social media. The active role and participation of first-time voters are crucial for the progress of the Indonesian nation. In this regard, the role of academics through community service is very important in ensuring the success of the elections. This community service activity is carried out through thematic community service projects. The goal is to enhance the understanding of first-time voters in Sumber Kelod Village, Denpasar City. The educational method is implemented through socialization using brochures. This socialization is very beneficial and provides new insights for first-time voters. The results of this education are significant in shaping a generation of intelligent, critical, and responsible voters. With sufficient knowledge, high political awareness, and an independent attitude, first-time voters can participate actively and effectively in elections, thereby contributing to a better and higher quality democratic process. Continuous education is essential to ensure that each new generation of voters is prepared to face the challenges and responsibilities in their political lives.
Co-Authors , I Nyoman Sunarta Ayu Trisnadewi, Ni Kadek Gusi Putu Lestara Permana I Gede K. Ananta Yoga I Made Suidarma I Nyoman Sunarta Kelvin Cahya Utomo Ketut Elly Sutrisni