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All Journal JURNAL PENDIDIKAN TAMBUSAI Community Service Journal Of Economic Education
Sumayyah, Yety
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Economics, Econometrics & Finance Education Social Sciences Other

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PENDAMPINGAN ADOPSI TEKNOLOGI PEMBAYARAN DIGITAL: MENGUATKAN UMKM MELALUI IMPLEMENTASI QRIS DI KOTA PEKANBARU Darni, Darni; Illosa, Abdiana; Hayani, Nurrahmi; Sumayyah, Yety; Nazera, Wilda
COMMUNITY SERVICE JOURNAL OF ECONOMICS EDUCATION Vol 4, No 1 (2025): Community Service Journal Of Economic Education
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/csjee.v4i1.37262

Abstract

This community service project aims to accelerate the adoption of digital payment technology among Micro, Small, and Medium Enterprises (MSMEs) in Pekanbaru City through the implementation of QRIS (Quick Response Code Indonesian Standard). The initiative was driven by the low level of digital literacy, limited transaction efficiency, and the growing need for secure and transparent payment systems. The project employed a service learning approach, engaging university students in five main phases: investigation, planning, implementation, evaluation, and reflection. A total of 86 students from three classes were involved in assisting selected MSMEs through socialization, technical training, and direct application of QRIS in their daily transactions. The results indicate a significant improvement in both the understanding and usage of QRIS among MSME partners, although challenges such as limited internet access and concerns over transaction fees were still encountered. Evaluation was conducted through surveys, interviews, and field observations, while student reflections revealed that the activity effectively enhanced their academic and social competencies. This project demonstrates that collaborative engagement between universities and local communities can serve as an effective strategy to support the sustainable digital transformation of MSMEs.
Efektivitas Redistribusi Pendapatan dalam Optimalisasi Ekonomi Publik untuk Kesejahteraan Masyarakat di Indonesia Sumayyah, Yety; Riofita, Hendra
Jurnal Pendidikan Tambusai Vol. 9 No. 2 (2025): Agustus
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i2.28055

Abstract

Ketimpangan pendapatan menjadi tantangan utama dalam pembangunan ekonomi berkelanjutan di Indonesia. Penelitian ini bertujuan untuk menganalisis efektivitas kebijakan redistribusi pendapatan dalam optimalisasi ekonomi publik guna meningkatkan kesejahteraan masyarakat. Dengan menggunakan pendekatan kualitatif melalui studi pustaka dan data sekunder dari Badan Pusat Statistik dan laporan kementerian terkait, ditemukan bahwa meskipun berbagai program bantuan sosial telah dijalankan secara masif, dampaknya terhadap penurunan indeks Gini masih terbatas. Hambatan seperti ketidaktepatan sasaran bantuan dan rendahnya kepatuhan pajak menjadi faktor penghambat utama. Oleh karena itu, dibutuhkan reformasi kebijakan redistribusi berbasis transparansi, partisipasi masyarakat, serta dukungan digitalisasi layanan sosial. Hasil penelitian ini diharapkan menjadi masukan untuk memperkuat sistem distribusi kesejahteraan yang lebih adil dan inklusif di Indonesia.
Co-Authors Darni Darni Illosa, Abdiana Nazera, Wilda Nurrahmi Hayani RIOFITA, HENDRA