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All Journal JSEF: Journal of Sharia Economics and Finance Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam Kawakib: Journal of Multidisciplinary Research
Ibah Mahbubah
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Counseling for Children: Implementation of Savings at Elementary School Level at UPTD SDN 1 Sumbon, Kroya District, Indramayu Regency Ibah Mahbubah
Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam Vol. 1 No. 2 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

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Abstract

Saving is an activity of setting aside part of the income or money owned to be stored and used in the future. The main purpose of saving is to prepare for unexpected needs or circumstances, plan for major purchases in the future, or achieve long-term financial goals. The purpose of this community service is to find out counseling for Children: Implementation of Saving at Elementary School Level at UPTD SDN 1 Sumbon, Kroya District, Indramayu Regency and specifically aims to Build savings habits from an early age, financial education, and encourage independence and prevent consumptive behavior. Counseling methods for implementing savings habits at elementary school level must be as interesting as possible, as well as interactive and in accordance with the level of understanding of the students. Methods that can be used. Using short lectures with simple language and attractive visuals. Involving students in discussions and questions and answers to ensure they understand the concept of saving, and using pre-test and post-test questions. To find out how far the ability is in understanding the material that has been delivered to the students in delivering counseling on the implementation of saving. The result of this activity is that the savings implementation counseling program at SDN 1 Sumbon was successfully implemented and received a positive response from all parties involved. Through this program, students at SDN 1 Sumbon began to understand the importance of saving and showed enthusiasm in practicing it. This activity not only provides financial education but also encourages students to form savings habits from an early age, which is expected to be a strong foundation for their financial management in the future.
Implementasi Prinsip Produk Deposito Syariah di Bank Jabar Banten Syariah KCP Indramayu Ibah Mahbubah; Zaedi; Muhamad Ali
JSEF: Journal of Sharia Economics and Finance Vol. 5 No. 1 (2026): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v5i1.76

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi prinsip produk deposito syariah di Bank BJB Syariah Kantor Cabang Pembantu Indramayu dengan fokus pada akad mudharabah. Penelitian menggunakan metode kualitatif dengan teknik wawancara mendalam terhadap empat responden yang terdiri dari satu Account Officer, dua Funding Officer, dan dua nasabah Bank BJB Syariah KCP Indramayu. Hasil penelitian menunjukkan bahwa implementasi deposito syariah telah dilakukan sesuai dengan prinsip-prinsip syariah, namun masih terdapat tantangan dalam hal pelatihan karyawan dan pemahaman nasabah terhadap konsep akad mudharabah. Penelitian ini memberikan rekomendasi untuk meningkatkan kualitas implementasi melalui program pelatihan yang berkelanjutan dan edukasi nasabah yang lebih intensif.
Implementation of the Wadiah Agreement on the IB Mashlahah Savings Product at Bank BJB Syariah KCP Indramayu Ibah Mahbubah
Kawakib: Journal of Multidisciplinary Research Vol. 1 No. 4 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63738/kawakib.v1i4.16

Abstract

The IB Maslahah savings account is one of the savings products offered by Bank BJB Syariah KCP Indramayu. This product aims to provide a Sharia-based savings solution, adhering to the implementation of Sharia principles in managing savings by Sharia financial institutions. It employs the Wadiah Yadh Dhamanah contract principle, ensuring the security of customer funds and is intended for individuals or legal entities (Limited Liability Companies, Foundations, and Cooperatives). Under this contract, customers entrust their funds to the bank for safe storage without any obligation for the bank to provide a return. The recipient of the deposit (the bank) bears full responsibility for the entrusted funds and is obligated to return them in full if the customer decides to withdraw the funds or items at any time. This research aims to explore the implementation of the IB Maslahah savings product at Bank BJB Syariah KCP Indramayu, describe the mechanism of the Wadiah contract in managing the IB Maslahah savings product, and uses a descriptive qualitative method. The data were obtained through interviews with one of the bank's employees and field observations of the Wadiah contract implementation in the IB Maslahah savings product.
Co-Authors Muhamad Ali Zaedi