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p-Index From 2021 - 2026
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This Author published in this journals
All Journal International Journal of Economic Research and Financial Accounting IJRE
Cut Putri Ikhtiar Arta
Unknown Affiliation
Economics, Econometrics & Finance

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The Impact Of Fintech Growth On Banking In Indonesia Muryani Arsal; Arif Awal; Cut Putri Ikhtiar Arta; Risky Amelia
International Journal of Economic Research and Financial Accounting Vol 3 No 3 (2025): IJHESS APRIL 2025
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v3i3.305

Abstract

Fintech is a new technology that allows financial institutions to harness the potential of blockchain and improve the security and transparency of the financial services it provides. The aim of this research is to determine the impact of the growth of financial technology (FINTECH) on banking performance in Indonesia. A qualitative approach is used to understand the impact and role of fintech in banking development. The results of the analysis show that fintech has a positive and significant impact on the performance of banks listed on the Indonesia Stock Exchange. As a step forward, banking in Indonesia needs to continue to innovate, adapt to new technology, and strengthen regulations that support the fintech industry. Collaboration between the banking and fintech sectors, as well as improving security systems and data protection, will be key to maintaining the integrity and digital financial ecosystem.
Penerapan Pungutan Pajak Dan Zakat Menurut Konsep Islam Di Indonesia -, Arif Awal; Faidul Adzim; Cut putri ikhtiar arta; Nur wahyuni syafar; Risky Amelia
Indonesian Journal of Research in Economy Vol. 2 No. 1 (2023): IJRE_4
Publisher : Education and Talent Development Center of Indonesia (ETDC Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51574/ijre.v2i1.1284

Abstract

The aim of this research is to explore the role and impact of zakat in the economic realm. The research method applied is library research, which combines data from various sources, including books and previous research reports. The results of this research show that the performance of tax officers plays an important role in ensuring the fulfillment of tax payment obligations by taxpayers, while funds for zakat fundraising come from five groups that are required to pay zakat, both for zakat fitrah and zakat maal. Humans, as caliphs on earth, have the responsibility to earn a living in a halal way, avoiding unjust and false actions. Islam recognizes the right to private property without restriction, but prohibits the acquisition of wealth by illegal and immoral means. However, other people's rights are still protected in personal property through the payment of zakat, infaq and sadaqah, in accordance with sharia principles. With significant growth, zakat has the potential to become a significant economic and social instrument for Muslims, and its position is equivalent to income tax paid to the state. The integration of zakat and taxes, if regulated in clear legal concepts and regulations, is believed to be able to advance the Indonesian economy. Fiscal policy, which influences the State Revenue and Expenditure Budget (APBN), can create controversy and various questions because it combines two things that are substantially different. This thesis examines the impact of knowledge about taxes, knowledge about zakat, and tax compliance of Muslim taxpayers, focusing on the direct and indirect influence between tax knowledge, knowledge of zakat, and tax compliance of Muslim taxpayers.
Co-Authors -, Arif Awal Amril Arif Awal Faidul Adzim Muryani Arsal Nur wahyuni syafar Risky Amelia