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All Journal Journal of Islamic Economics and Finance Jurnal Ekonomi Manajemen Dan Bisnis (JEMB)
Risma Hermawati Apriliani
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Maqashid Al-Syari’ah dalam Pemikiran Islam Imam Al-Syatibi Risma Hermawati Apriliani; Salsabila Putri Virgiawan; Lina Marlina
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2626

Abstract

A Economic inequality is a global issue that has an impact on social stability and people's welfare. To overcome this problem, government intervention is needed through fiscal policy. From the perspective of sharia maqashid, the main goal of economic policy is to maintain the benefit of the ummah through the fulfillment of basic needs, equitable distribution of wealth, and protection of the rights of individuals and communities. One of the scholars who made a great contribution to the thinking of sharia maqashid in economics was Imam Al-Syatibi. Imam Al-Syatibi, a prominent s cholar of ushul fiqh in the 14th century, is known for his contribution in developing the concept of maqasid sharia, which is the goals of Islamic sharia that focus on the benefit of mankind. Imam Al-Shatibi's thought is not only limited to the realm of Islamic law, but also provides a deep perspective in the field of Islamic economics. This research aims to explore Imam Al-Syatibi's economic thinking, especially how the principles of maqasid sharia are applied in economic activities to achieve welfare and social justice. Through a descriptive qualitative approach, this research analyzes the economic concepts proposed by Imam Al-Syatibi and their relevance in the context of modern economics. The results of the study show that Imam Al-Shatibi's thinking emphasizes the importance of a balance between individual and societal needs, as well as the need for fair economic regulation in accordance with sharia principles.
Nilai Waktu Uang dan Legitimasi dalam Perspektif Syariah Lia Wardatul Umah; Risma Hermawati Apriliani; Naila Alya Fadila Hilman; Wafa Jannatul Ma'wa; Joni Joni
Journal of Islamic Economics and Finance Vol. 3 No. 2 (2025): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i2.2657

Abstract

Money has different functions and roles based on conventional and Islamic perspectives. The time value of money in Islam and conventional economics have different perceptions, which can lead to debate. In addition, the sharia legitimacy review of the time value of money in the conventional economic system raises a dividing line against the Islamic economic system. This research aims to examine the concept of the time value of money and its legitimizing role from a sharia perspective. The method used in this research is data analysis method using literature study with qualitative method. This research has implications for the theory and practice of Islamic finance.
Manajemen Dana Bank Syariah Studi Kasus : Penerapan Manajemen Dana Pengelolaan Likuiditas di BCA Syariah Risma Hermawati Apriliani; Rivana; Azmia Siti Munasifah; Seli Saelurrohmah Syam; Joni; Raihani Fauziah
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 3 No. 4 (2026): Maret
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v3i4.7176

Abstract

Manajemen dana pada bank syariah merupakan aspek penting dalam menjaga stabilitas dan keberlanjutan operasional lembaga keuangan berbasis syariah. Penelitian ini bertujuan untuk menganalisis konsep manajemen dana bank syariah, mekanisme penghimpunan dan penyaluran dana, serta berbagai tantangan yang dihadapi dalam pengelolaannya. Metode penelitian yang digunakan adalah metode kualitatif dengan pendekatan studi literatur yang bersumber dari buku, jurnal ilmiah, serta regulasi terkait perbankan syariah. Hasil penelitian menunjukkan bahwa bank syariah berperan sebagai lembaga intermediasi keuangan yang menghimpun dana masyarakat melalui akad wadiah dan mudharabah, kemudian menyalurkannya kembali melalui berbagai akad pembiayaan seperti murabahah, musyarakah, mudharabah, dan ijarah. Kinerja intermediasi bank syariah dapat diukur melalui rasio Financing to Deposit Ratio (FDR) yang menunjukkan kemampuan bank dalam menyalurkan dana secara produktif sekaligus menjaga likuiditas. Namun demikian, pengelolaan dana bank syariah masih menghadapi berbagai tantangan seperti keterbatasan instrumen keuangan syariah, keterbatasan sumber daya manusia, serta regulasi yang ketat. Oleh karena itu, manajemen dana yang efektif, profesional, dan sesuai prinsip syariah menjadi faktor penting dalam meningkatkan kinerja serta kontribusi bank syariah terhadap perekonomian masyarakat.
Co-Authors Azmia Siti Munasifah Joni Joni Joni Lia Wardatul Umah Lina Marlina Naila Alya Fadila Hilman Raihani Fauziah Rivana Salsabila Putri Virgiawan Seli Saelurrohmah Syam Wafa Jannatul Ma'wa