Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal West Science Agro
Muhtadi, Ammar
Unknown Affiliation
Agriculture, Biological Sciences & Forestry

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Impact of Credit Distribution on Productivity and Income of Farmers in Ketapang District Muhtadi, Ammar; Widiarta, I Putu Gede Didik
West Science Agro Vol. 3 No. 02 (2025): West Science Agro
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsa.v3i02.1949

Abstract

This study examines the impact of credit distribution on the productivity and income of farmers in Ketapang District using a quantitative approach. Data were collected from 150 farmers through a structured questionnaire and analyzed using SPSS version 20. The findings reveal that credit distribution significantly enhances farm productivity and income, with farm productivity serving as a partial mediator in this relationship. Farmers who accessed credit demonstrated a 30% increase in crop yield and higher monthly income compared to non-credit users. Despite these positive outcomes, challenges such as high-interest rates and limited collateral were identified as barriers to credit accessibility. The study concludes that well-designed credit programs and institutional support are essential to maximizing the benefits of credit distribution for smallholder farmers.
Co-Authors I Putu Gede Didik Widiarta