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All Journal Maliki Islamic Economics Journal Islamic Economics and finance in Focus (IEFF)
Hariyatin, Cindy Putri
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Religion Economics, Econometrics & Finance Social Sciences

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Optimization of Waqf Management in Increasing Public Trust in Nazhir Nurhidayat, Rizki; Pimada, Laila Masruro; Habiburrahman, Habiburrahman; Hariyatin, Cindy Putri
Maliki Islamic Economics Journal Vol 2, No 2 (2022): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v2i2.16461

Abstract

Indonesia has the potential for waqf to be able to grow and develop better. However, this potential is not accompanied by good management. This study aims to increase public trust in nazhir by optimizing waqf management. The method used is a literature study method. In identifying research problems using SWOT analysis. This analysis will show the related strengths, weaknesses, opportunities, and threats in waqf management in Indonesia. In terms of strength, the majority of the Indonesian population is Muslim, there are laws and WCP, as well as various waqf instruments. While the aspects of weakness include the lack of transparency of nazhir, the management of waqf is not yet professional, and the promotion and development of waqf is not optimal. There are also opportunities in waqf management which includes a large potential for cash waqf. In terms of threats, it consists of a lack of public understanding, the emergence of moral hazard nazhir waqf, and the presence of other social investments. So the results of this study will provide several strategies in overcoming the problems of waqf management. Such as by improving the management of waqf management, increasing nazhir certification, and increasing the promotion and marketing of waqf.
Analysis of the Impact of the Implementation of the Interest System in KUR on the Income and Quality of Life of MSMEs in Yogyakarta A Sharia Economic Perspective Hariyatin, Cindy Putri
Islamic Economics and finance in Focus Vol. 4 No. 3 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study analyzes the impact of interest-based Kredit Usaha Rakyat (KUR) on the income and quality of life of MSMEs in Yogyakarta from an Islamic economic perspective. Using a quantitative approach with survey techniques, data were collected via questionnaires and analyzed using linear regression. Findings indicate that while KUR provides easier capital access, interest burdens reduce income, business sustainability, and MSME quality of life. From an Islamic perspective, interest-based systems are non-compliant due to riba elements. This study recommends Sharia-based financing schemes for more sustainable MSME support.
Co-Authors Habiburrahman Habiburrahman, Habiburrahman Nurhidayat, Rizki