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All Journal Jurnal Sistem Informasi, Manajemen, dan Akuntansi (SIMAK) Nusantara Community Empowerment Review
Mufassiro, Ani
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Mathematics Social Sciences

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The Effect of Financial Technology and Self-Control on Impulsive Buying: The Moderating Role of Income Mufassiro, Ani; Zaki, Achmad; Mustaqim, M.; Putrihadiningrum, Devika Cherly
SIMAK Vol. 23 No. 01 (2025): Jurnal Sistem Informasi, Manajemen, dan Akuntansi (SIMAK)
Publisher : Faculty of Economics dan Business, Atma Jaya Makassar University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35129/simak.v23i01.623

Abstract

This research seeks to examine the influence of financial technology usage and self-control on impulsive buying behavior, with income serving as a moderating variable. A quantitative approach with an explanatory method is employed in this study. A sample of 96 respondents was obtained through accidental sampling technique, namely Belikopi consumers in Sidoarjo who actively use fintech services in transactions. The data obtained was analysed using Partial Least Squares Structural Equation Modeling (PLS-SEM) through SmartPLS 4.0 software. The results showed that the use of financial technology has a positive and significant effect on impulsive buying. In contrast, self-control does not have a significant effect on this behaviour. Moreover, income has been found to moderate and diminish the impact of financial technology on impulsive buying behavior. In contrast, income strengthens the effect of self-control on impulsive buying. This finding implies that income plays an important role in weakening or strengthening technological and psychological influences on impulsive consumption behaviour.
Pengolahan Sampah Plastik melalui Kreativitas Produk Ecobrick sebagai Solusi Praktis Ramah Lingkungan Pangarso, Aditya Wisnu; Satrio, Putra Uji Deva; Fuadi, Akhmad Khanif; Mufassiro, Ani; Ula, Lailatul; Fadhilah, Cicik Nur; Jannah, Mu’izzah Farihatul; Ardiansyah, Mochammad Ilham; Nuraini; Wulandari, Novi
Nusantara Community Empowerment Review Vol. 3 No. 2 (2025): Nusantara Community Empowerment Review
Publisher : LPPM UNUSIDA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55732/3wv11c97

Abstract

Ada banyak hal yang merusak ekosistem, tetapi salah satu yang paling signifikan adalah sampah plastik. Sebaliknya, plastik sangat penting bagi banyak aspek kehidupan manusia sehingga mencari cara untuk mengurangi sampah plastik menjadi perjuangan tahunan. Tujuan dari pengabdian masyarakat ini adalah untuk menemukan solusi sederhana dan praktis untuk masalah sampah plastik menggunakan ecobrick. Tujuan ecobrick bukanlah untuk membakar sampah plastik, melainkan untuk mendapatkan kembali bahan yang dapat digunakan melalui daur ulang dan pemrosesan. Karena ecobrick sepenuhnya terbuat dari plastik daur ulang, pembuatannya murah dan mudah. ​​Desa Sidokepung RT 37 RW 07 berharap dapat menemukan cara untuk memanfaatkan sampah plastik yang belum diolah menjadi ecobrick. One of the several things harming ecosystems is plastic trash.  At the same time, plastics serve a variety of human needs, making annual plastic waste management challenges more daunting.  This project aims to tackle plastic waste using ecobricks, a simple and practical solution.  Ecobricks aren't meant to obliterate plastic trash, but rather to recycle it and turn it into something useful. Making ecobricks also does not require special skills and does not cost anything at all, because it uses household plastic waste as the main ingredient. It is hoped that with the processing of making ecobricks, Sidokepung Village RT 37 RW 07 can utilize plastic waste that has not been processed into a product of utility value.
Co-Authors Achmad Zaki Ardiansyah, Mochammad Ilham Devika Cherly Putrihadiningrum Fadhilah, Cicik Nur Fuadi, Akhmad Khanif Jannah, Mu’izzah Farihatul Mustaqim, M. Novi Wulandari Nuraini Pangarso, Aditya Wisnu Putra Uji Deva Satrio ULa, Lailatul